Fiat Processing
Get your crypto payments deposited directly into your bank account – or the other way around. Accept fiat payments or cash out in fiat with NOWPayments – in style.
Apply for Fiat ProcessingAllow your customers pay with the payment method they’re used to – we will automatically convert it into crypto and send your profit to your wallet.
The process is very simple – the feature is already available via invoices. Start accepting fiat right away. You may need to onboard with our fiat provider at their request.
Settlement payments for NOWPayments’ merchants happen upon request through SEPA transfers to your bank account.
We protect merchants on our platform by maintaining enterprise-level legal and compliance standards. There are no limits for payouts; after a short application and verification process, you can withdraw as much as you want – any time you want.
Here's the list of documents that you will need:
Fiat-to-crypto (for customers): Any ID valid in the customer's country; Selfie; Phone number.
Fiat-to-crypto (for merchants, at the fiat provider’s request): Company extract/certificate incorporation (dated within 3 months) Domain ownership rights (whois/dashboard screenshot where we can see the Owner (Person/Company)) Director authority (Document on appointment of Director and signature right in the company (Certificate of appointment/Memorandum of appointment directors or signatory/Power of attorney))
To start the verification process, please contact us at [email protected]
The crypto market is subject to a number of certain rules and regulations which make it mandatory for most crypto services to have the AML/KYC procedure implemented.
Our fiat providers strive to protect our clients from any type of scams and fraudulent activities in the crypto world and comply to all rules and regulations present at the moment, and one of the ways that enables us to help them do so is the KYC/AML procedure.
This procedure confirms the absolute legality of the transaction carried out by you before the regulatory institutions. Thus, you confirm that you are a law-abiding citizen/company and the state has no reason to address any claims towards you.
At the moment, the cash-in solution works through all our plugins, as well as through our Personal Account; however, it's not available in the API yet. We are constantly working on improving the service, so expect cash-in to be available in the API soon. Let us know through [email protected] if you'd like to be notified! In the meantime, fiat withdrawals are available regardless of the integration tool.
In order to make fiat processing available for you, we have partnered up with several third-party providers, who charge additional fees for their services. For your convenience, we are constantly looking for new providers and better conditions for our clients.
We offer a simple way to enable your users to send Bitcoins for donations, fundraising, support, or buying something from your online store. NOWPayments is a non-custodial service, meaning we don’t hold onto your payment for any reason.