Payment gateways play a crucial role in Uganda’s payment landscape, facilitating online payments for businesses and consumers alike. With the rise of digital payment methods, payment options such as mobile money have become increasingly popular. Platforms like MTN and Airtel provide seamless mobile money services, allowing Ugandans to conduct transactions effortlessly using their mobile phones. The integration of bank transfers and credit or debit card payments further enhances the payment system in Uganda, catering to the diverse needs of both individuals and businesses.
NOWPayments is the top payment gateway provider on our list because it combines extensive cryptocurrency and fiat support with simple, developer-friendly integration tools, making it one of the best payment gateways in Uganda for merchants who want flexible, low-cost payment options; it offers a wide range of accepted coins and tokens, transparent and competitive fees, easy plugins and API documentation for popular e-commerce platforms, automatic conversion and settlement options to reduce volatility risk, robust security measures and fraud protection, fast transaction processing, and responsive customer support—features that together enable Ugandan businesses to accept modern payment methods while maintaining reliable reconciliation and a smooth checkout experience for customers.
Businesses in Uganda can choose the best payment gateway to accept online payments and streamline their checkout processes. A variety of payment service providers offer tailored solutions, including white-label payment gateways that align with the specific needs of the local market. Popular payment methods in Uganda include PayPal and local options like momo payment gateways, which support bill payments and mobile recharges. The digital economy in Uganda continues to grow, driven by the demand for secure and user-friendly online transactions. As the payment card industry data security standards become more stringent, payment gateway providers are adapting to ensure safe and efficient online payment platforms. With the increasing adoption of digital wallets and other digital payment solutions, Ugandans can now enjoy multiple payment options that cater to their varied preferences. By leveraging these innovative payment solutions, businesses can enhance their customer experience and contribute to the overall growth of Uganda’s digital payment ecosystem.
Here’s a list of the best payment gateways in Uganda in 2025:
- NOWPayments
- DusuPay
- Craft Silicon
- Pegasus
- Yo Uganda
| Payment Gateway | Supported Payment Methods | Integration & Tools | Transaction Speed |
|---|---|---|---|
| NOWPayments | 300+ cryptocurrencies, credit/debit cards, mobile money | API, Woocommerce plugin, payment widget, payment button, mass payouts, POS | ~5 minutes (crypto), fast fiat settlement |
| DusuPay | Credit/debit cards, bank transfers, mobile money | API, customizable checkout tools | Fast mobile money settlement |
| Craft Silicon | Mobile money, credit/debit cards, bank transfers | Merchant APIs, local e-commerce integrations | Near‑real‑time processing |
| Pegasus | Mobile money, Visa/MasterCard, UnionPay | Mobile money aggregator integration, checkout system tools | Instant mobile money & card transactions |
| Yo Uganda | Mobile money, credit/debit cards, bank transfers | API access, payment management tools | Fast mobile money transfers |
NOWPayments
NOWPayments is the best cryptocurrency payment gateway that allows businesses in Uganda to accept payments in over 300 cryptocurrencies and some fiat options. This platform is ideal for businesses looking to integrate alternative payment methods like cryptocurrencies, which are gaining popularity in Uganda’s digital payments landscape. With low transaction fees and a secure payment collection process, NOWPayments ensures that businesses can offer both crypto and fiat payment solutions efficiently. Its non-custodial model ensures that funds are processed directly, giving businesses full control over their digital transactions.
Supported Payment Methods. NOWPayments supports 300+ cryptocurrencies, including Bitcoin, Ethereum, and USDT, along with coin-to-fiat conversion. This allows businesses to accept fiat payments from customers who prefer popular online payment methods. The platform does not support credit cards or bank transfers directly, making it more suited for businesses focused on mobile wallets and cryptocurrency. For businesses that wish to cater to Uganda’s mobile money market, this is an ideal solution.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Cryptocurrency | ✅ | ✅ |
| Credit/Debit Cards | ❌ | ❌ |
| Bank Transfer | ✅ (via conversion) | ❌ |
Integration Tools. NOWPayments offers a full REST API for seamless gateway integration with your online stores or mobile app. It also provides payment buttons, invoices, and customizable widgets, POS, and mass payouts that businesses can embed on their websites for easy payment collection. The integration process is straightforward, allowing businesses to start accepting payments quickly. With real-time payments, businesses can manage digital transactions efficiently, engaging with Ugandan consumers without delays.
| Integration Tool | Available |
|---|---|
| API | ✅ |
| E-commerce Plugin | ✅ (WooCommerce) |
| Payment Button | ✅ |
| Payment Widget | ✅ |
| Point of Sale | ✅ |
| Mass Payouts | ✅ |
Transaction Speed. NOWPayments offers fast payment processing, typically within 3-5 minutes for cryptocurrency payments, and near-instant settlement for fiat payments via coin-to-fiat conversion. The platform provides real-time payment confirmation, which is crucial for businesses engaged in online shopping and requiring quick confirmation of online payment methods in Uganda. The speed of the payment gateway ensures that businesses can collect money from international and local customers without delay.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | ~5 minutes (crypto) |
| Settlement to Account | Instant (fiat) |
| Instant Payout | ❌ |
DusuPay
DusuPay is a versatile payment gateway provider that supports local payment methods and international card payments. It is particularly useful for businesses in Uganda that want to integrate mobile money transactions, such as MTN Mobile Money, Airtel Money, and Vodafone Cash. DusuPay’s ability to handle both local and international payments makes it an excellent choice for businesses looking to serve both Ugandan and global customers. The platform ensures seamless payment collection and quick transaction processing, which is vital for engaging with Ugandan consumers.
Supported Payment Methods. DusuPay supports credit and debit cards, bank transfers, and a variety of mobile money options, such as MTN Mobile Money, Airtel Money, and Vodafone Cash. These local payment methods are crucial for businesses looking to target the Ugandan market where mobile money electronic transactions are the popular payment method in Uganda. Though DusuPay doesn’t currently support cryptocurrency payments, its comprehensive set of traditional payment methods ensures that businesses can serve a range of payment options effectively.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Cryptocurrency | ❌ | ❌ |
| Credit/Debit Cards | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
| Mobile Money | ✅ | ✅ |
Integration Tools. DusuPay provides an easy-to-use API that facilitates integration with your existing mobile app or online stores. The platform also offers customizable checkout pages and payment links for businesses to collect payments from customers quickly. Gateway integration with e-commerce platforms like Shopify and WooCommerce ensures that businesses can easily accept payments online. DusuPay’s real-time processing makes it a reliable solution for businesses that need quick payment confirmations.
| Integration Tool | Available |
|---|---|
| API | ✅ |
| E-commerce Plugins | ✅ (Shopify, WooCommerce) |
| Payment Links | ✅ |
Transaction Speed. DusuPay offers fast processing, with mobile money payments being confirmed almost instantly. Credit card and bank transfers typically take 1-3 days, depending on the payment method. However, mobile money is processed in real-time, making it ideal for local payments and fast payment collection. This ensures businesses can engage with Ugandan consumers effectively, with minimal delay in processing mobile money electronic transactions.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | Instant (mobile money) |
| Settlement to Account | 1-3 days (card/bank) |
| Instant Payout | ✅ |
Craft Silicon
Craft Silicon is a reliable payment gateway provider that offers a variety of local payment methods and credit card payments. It is a great solution for businesses in Uganda that require both local payment options and international card payments. The platform is secure and easy to integrate, making it a solid choice for businesses in the region. Craft Silicon’s flexibility makes it ideal for businesses looking for a seamless payment system.
Supported Payment Methods. Craft Silicon supports mobile money, credit cards, and bank transfers, offering businesses a comprehensive range of payment methods. Its integration with mobile money services like MTN Mobile Money and Airtel Money makes it a strong contender for businesses in Uganda. Credit card payments enable international customers to easily make purchases. However, it does not currently support cryptocurrency payments, limiting its appeal for digital currency businesses.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Cryptocurrency | ❌ | ❌ |
| Credit/Debit Cards | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
| Mobile Money | ✅ | ✅ |
Integration Tools. Craft Silicon offers a powerful API that integrates easily with e-commerce platforms and mobile apps. The platform also provides customizable checkout pages and tools for easy payment collection. The integration is quick and straightforward, allowing businesses to start processing payments immediately. Craft Silicon’s mobile-first integration ensures seamless mobile money transactions for local and international customers.
| Tool / Integration | Available |
|---|---|
| API | ✅ |
| E-commerce Plugins | ✅ (WooCommerce, Shopify) |
| Payment Links | ✅ |
Transaction Speed. Craft Silicon processes mobile money payments instantly, ensuring businesses can quickly confirm local payments. Credit card and bank transfer payments take 1-3 hours to process, but overall, the platform offers quick and efficient payment confirmation. The real-time payment processing is ideal for businesses engaged in online shopping and those that need fast payment collection.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | Instant (mobile money) |
| Settlement to Account | 1-3 hours (cards/bank) |
| Instant Payout | ❌ |
Pegasus
Pegasus is a comprehensive payment gateway that supports both mobile money and international card payments, making it a versatile solution for businesses in Uganda. It is ideal for Ugandan businesses looking to manage payment collection from both local and international customers. With easy integration and seamless payment processing, Pegasus offers businesses a reliable and efficient way to handle digital transactions. It ensures that businesses can accept a range of payment options, enhancing the customer payment experience.
Supported Payment Methods. Pegasus supports mobile money, credit cards, and bank transfers, providing businesses with a broad spectrum of payment methods. The integration with mobile money services like MTN Mobile Money and Airtel Money ensures fast, local payments. Credit card payments allow businesses to cater to international customers. However, cryptocurrency payments are not currently supported, limiting its appeal for businesses in the digital currency realm.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Cryptocurrency | ❌ | ❌ |
| Credit/Debit Cards | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
| Mobile Money | ✅ | ✅ |
Integration Tools. Pegasus provides an easy-to-use API for payment gateway integration with e-commerce platforms and mobile apps. It also supports customizable checkout pages and tools for businesses to manage payment links efficiently. With real-time processing, businesses can confirm payments instantly, reducing delays. E-commerce plugins allow businesses to integrate payments with popular platforms like Shopify and WooCommerce.
| Tool / Integration | Available |
|---|---|
| API | ✅ |
| E-commerce Plugins | ✅ (WooCommerce, Shopify) |
| Payment Links | ✅ |
Transaction Speed. Pegasus offers instant payment confirmation for mobile money transactions, making it ideal for local payment collection. Credit card and bank transfer payments typically take 1-3 hours to process. The platform’s real-time payment processing ensures that businesses can quickly confirm online orders and proceed with fulfilling customer requests. The quick settlement times ensure businesses can maintain efficient cash flow management.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | Instant (mobile money) |
| Settlement to Account | 1-3 hours (cards/bank) |
| Instant Payout | ❌ |
Yo Uganda
Yo Uganda is a simple and effective payment gateway that supports a variety of payment methods, including mobile money, credit/debit cards, and bank transfers. It provides an easy solution for businesses in Uganda that need to accept local payments and manage digital transactions efficiently. With its focus on mobile wallets and payment links, Yo Uganda is a great choice for businesses looking for a simple way to accept payments online. Its secure payment processing makes it a reliable choice for both local and international payments.
Supported Payment Methods. Yo Uganda supports mobile money, credit/debit cards, and bank transfers, offering businesses a variety of payment methods for customer convenience. The platform’s mobile money integration with services like MTN Mobile Money and Airtel Money is vital for local payments. Credit card payments expand its reach to international customers, but cryptocurrency payments are not currently available. The platform provides flexibility, supporting multiple payment options for a seamless payment experience.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Cryptocurrency | ❌ | ❌ |
| Credit/Debit Cards | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
| Mobile Money | ✅ | ✅ |
Integration Tools. Yo Uganda offers a simple API for easy gateway integration with mobile apps and online stores. It also provides payment management tools for businesses to track and manage payments efficiently. E-commerce plugins for platforms like WooCommerce and Shopify ensure businesses can start accepting payments quickly. These integration tools make it easy for businesses to cater to Ugandan consumers and international customers alike.
| Tool / Integration | Available |
|---|---|
| API | ✅ |
| E-commerce Plugins | ✅ (WooCommerce, Shopify) |
| Payment Links | ✅ |
Transaction Speed. Yo Uganda processes mobile money payments instantly, ensuring that local payment transactions are completed without delay. Credit card and bank transfer payments take slightly longer, typically around 1-2 hours to process. The platform’s real-time payment processing ensures that businesses can quickly confirm online payments. This helps businesses in Uganda stay competitive in the realm of online payments.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | Instant (mobile money) |
| Settlement to Account | 1-2 hours (cards/bank) |
| Instant Payout | ❌ |
Conclusion: Why NOWPayments is the Best Payment Gateway in Uganda
NOWPayments stands out as the top payment gateway in Uganda by offering a comprehensive and user-friendly platform that meets the diverse needs of businesses and consumers. Supporting a wide array of payment methods—including credit and debit cards, mobile money options like MTN and Airtel, and cryptocurrencies—NOWPayments ensures unparalleled flexibility and accessibility for Ugandan merchants.
The gateway’s low transaction fees, seamless integration, and robust security measures make it a highly efficient and secure solution for businesses looking to accept online payments. Its ability to cater to both local and international payment needs empowers businesses to expand their reach while providing a smooth and reliable payment experience for customers.
With its innovative features, such as real-time transactions, customizable payment links, and cryptocurrency integration, NOWPayments bridges the gap between traditional payment systems and modern fintech solutions. For businesses in Uganda aiming to thrive in the digital economy, NOWPayments is the clear choice for enhancing customer satisfaction, streamlining operations, and driving growth.