Monero (XMR) is a privacy-focused cryptocurrency that ensures secure transactions by hiding the sender and using stealth addresses, ring signatures, and ring confidential transactions. The Monero network makes transfers private, providing strong anonymity for users who wish to pay or receive funds. In 2025, many businesses are now supporting Monero, including privacy-first vendors, online stores, merchants, VPN providers like NordVPN, and various casinos. Many of these businesses have integrated systems to accept Monero payments, whether through a Monero payment gateway or processors that support Monero transactions, enabling customers to pay with Monero or accept XMR as a payment method.
Monero Payment Processors
Monero payment processors are decentralized platforms that help merchants accept XMR payments with lower costs by cutting out intermediaries. These processors automate and coordinate transactions for Monero holders, integrating XMR payments with other necessary systems. Let’s dive into the different types of Monero payment processors available:
Open-Source Payment Processors
Open-source Monero payment processors offer significant advantages, such as enhanced privacy, no additional fees, and the ability to fully customize the software to meet a business’s specific needs. Here’s a closer look at some of the top open-source options:
Monero Integrations
Monero Integrations is an open‑source payment‑processor toolkit that lets merchants add support for Monero (XMR) directly on their website or e‑commerce store. It works by using the standard wallet RPC interface (monero-wallet-rpc) to generate payment addresses and monitor for incoming XMR transactions. Once integrated, payments go directly into the merchant’s own wallet, without intermediaries, keeping control and custody in their hands.
Benefit for crypto users. Using Monero Integrations gives crypto users maximal privacy and control because there is no third‑party custody or processing. Transactions go straight to the merchant’s wallet without involving external services. Since Monero itself is privacy-oriented (with stealth addresses, ring signatures, and other privacy features), accepting payments via Monero Integrations preserves those privacy guarantees end-to-end.
Kasisto
Kasisto is a point‑of‑sale (POS) payment system designed to accept Monero (XMR) directly, aimed mostly at small businesses, such as cafés, shops, bars, that want to receive crypto payments in person. It is self‑hosted and does not rely on third-party intermediaries, allowing merchants to run their own payment infrastructure while supporting Monero payments.
Benefit for crypto users. Using Kasisto gives crypto users the advantage of potentially near-instant payments: it supports unconfirmed transactions, enabling businesses to accept Monero quickly, which can then be confirmed later when the network validates the transaction. This makes it especially convenient for in-person purchases where speed matters and users value privacy, because payments go directly from the payer’s wallet to the merchant without any middleman.
Payment Processor Services
Third-party services make it easier to set up and maintain Monero payment systems, offering additional features such as customer support and merchant control panels. However, these platforms come with higher fees and potentially decreased privacy. Here’s what to keep in mind when choosing a payment processor service:
- User-Friendly Setup
Third-party services offer simple installation and often include apps and dashboards to manage payments efficiently. - Cost vs. Privacy Trade-Off
While these services are easier to implement, they can incur higher costs and might not provide the same level of privacy as open-source solutions.
There is also an interesting Reddit discussion and a Q&A on Monero payments via NOWPayments – a non-custodial cryptocurrency payment provider that supports XMR payments.
Businesses that accept Monero
As the adoption of cryptocurrencies continues to grow, many businesses are embracing Monero as a secure and private payment option. Here is a list of notable companies across various industries that accept Monero payments in 2025:
- Alfacash
- Abaco Hosting
- Njalla
- Azur Samui
- AUGET
- Coincards
- Monero Style
- Veldt Gold
- Travala.com
- NordVPN
- Swapzone
Alfacash
Alfacash is a long‑established, non‑custodial cryptocurrency exchange and swap service that supports over 30 cryptocurrencies, including Monero (XMR). It enables users worldwide to buy, sell or exchange crypto, even using credit cards or bank transfers, without having to deposit their funds into a custodial wallet.
Benefit for crypto users. Alfacash gives users full control of their private keys and funds, reducing the risks commonly associated with centralized exchanges, such as wallet hacks or custodial insolvency. This non-custodial approach offers enhanced security and privacy for crypto users, particularly those who prioritize the protection of their assets. Additionally, users can complete transactions without revealing personal information, further enhancing their privacy.
Abaco Hosting
Abaco Hosting provides a full suite of internet services, such as domain registration, VPS/cloud hosting, email hosting, reseller hosting, and dedicated servers. Since 2007 they have catered to small and medium businesses that need flexible web infrastructure, whether it’s a WordPress site, cloud services, or other server hosting solutions.
Benefit for crypto users. Using Abaco Hosting lets you pay for hosting and domains without involving traditional banks or credit card systems. That means more privacy and less dependency on financial intermediaries, which appeals to crypto‑savvy users who value anonymity and freedom of financial choice. Here you can choose from more than 500 available domain extensions and buy a domain with Monero, Bitcoin, Litecoin, Ethereum, Dash, Digibyte, and Bitcoin Cash.
Njalla
Njalla is a privacy‑focused domain registrar, hosting, and VPN provider founded by one of the co‑founders of a well‑known file‑sharing site. They act as a “privacy shield,” registering domains under their name while giving you full functional control over DNS, hosting, or VPN. This setup helps users keep their real identity off public records, a core appeal for those who value anonymity online.
Benefit for crypto users. Njalla allows users to sign up and pay using cryptocurrency only, eliminating the need for personal identification or traditional payment methods. This setup enhances privacy since users’ domain registrations and hosting are not linked to personal banking or credit card information. For users who value discretion, such as privacy activists or journalists, Njalla offers a secure way to protect their online presence.
Azur Samui
Azur Samui is a luxury residential and resort‑style development on the island of Koh Samui in Thailand, offering high‑end apartments, penthouses and private pool villas, many with ocean‑ and tropical‑hillside views, plus resort amenities like a clubhouse, pool, gym and spa. The development is designed for people seeking a mix of comfortable living or vacation stay and exclusivity.
Benefit for crypto users. Using Monero to pay for a residence or villa at Azur Samui gives crypto‑savvy buyers the ability to complete a major real‑estate transaction with enhanced privacy compared to traditional payment methods. As Monero emphasizes transaction anonymity and untraceability, buyers who value discretion can avoid some of the usual banking paperwork and traceability, making ownership more private. For those who prefer to keep financial details and identity protection intact, whether for personal privacy or convenience in cross‑border purchases, being able to use a privacy‑focused cryptocurrency can be a strong advantage when buying property abroad.
AUGET
AUGET Paris is a French brand of luxury scented candles, designed in Paris and made in Grasse, a region known for perfume craftsmanship. Their candles use a blend of natural wax and a 100% cotton wick, and the products are built around a unique concept: every fragrance is tied to a personality trait, making each candle more than just decoration, it becomes an expression of character. AUGET stands out by offering handmade, high‑quality candles with carefully crafted scents and refined aesthetic appeal.
Benefit for crypto users. AUGET accepts Monero (XMR) and other cryptocurrencies for purchases, giving crypto users the ability to order high‑end scented candles privately and securely. Using Monero ensures that payment remains discreet, transaction history and personal financial data stay confidential, which aligns well with the privacy‑oriented nature of both the brand and its customers.
Coincards
Coincards is an online platform based in North America that lets you buy gift cards, prepaid vouchers, and mobile top‑ups from hundreds of major retailers using cryptocurrency, including Monero (XMR). Instead of dealing with fiat or traditional payment rails, Coincards provides a bridge between crypto and everyday shopping, allowing you to turn your XMR into usable store credit or gift cards for things like electronics, groceries, gaming, travel, and more.
Benefit for crypto users. Using Coincards allows Monero holders to spend their cryptocurrency anonymously and flexibly. Since Coincards accepts XMR directly at checkout, users can convert Monero into mainstream retail gift cards without exposing their identity or personal banking information, a major advantage if you value privacy.
Monero Style
Monero Style is an online store that sells merchandise themed around Monero: clothing, accessories, mugs, posters, and other items designed for supporters of the coin. The shop has been operating since 2019 and offers worldwide shipping, making it easy for Monero fans across the globe to buy branded merchandise.
Benefit for crypto users. By allowing payments in Monero (XMR), Monero Style lets buyers make purchases privately and directly with their crypto wallet, without involving banks or revealing personal payment data. As Monero provides strong privacy and anonymity, users who choose XMR as payment preserve discretion and reduce their digital footprint. This makes the shopping experience more aligned with the privacy‑first principles many crypto users value.
Veldt Gold
Veldt Gold is an online bullion dealer specializing in precious metals like gold, silver, platinum, and palladium. The company allows customers to purchase physical bullion (coins or bars) via cryptocurrencies, including Monero (XMR), and delivers orders with insured, discreet shipping.
Benefit for crypto users. By accepting Monero, Veldt Gold gives buyers a way to convert digital assets into tangible, physical wealth without exposing personal financial data to banks or payment processors. Transactions stay private and the payment process respects the anonymity that privacy‑focused crypto users often seek. This setup is especially appealing if you want to purchase precious metals while maintaining discretion and avoiding traditional payment rails.
Travala.com
Travala.com is a global travel‑booking platform that lets users book hotels, apartments, resorts, flights and other accommodations around the world using cryptocurrency. The platform supports dozens of cryptocurrencies and aims to make travel accessible via crypto, offering a large catalogue of destinations and accommodations without relying solely on fiat payments.
Benefit for crypto users. For users who value privacy and flexibility, Travala.com’s support of cryptocurrencies, including in the past Monero (XMR), enables travel bookings without needing traditional banking, credit cards, or identity‑linked payment methods. This makes it easier for travelers worldwide to pay with crypto in a secure, borderless way, preserving financial autonomy and reducing reliance on conventional payment systems.
NordVPN
NordVPN is one of the most widely used VPN services worldwide, offering encrypted browsing, a no‑logs policy, and a large network of servers under a privacy‑first jurisdiction. At checkout, NordVPN supports multiple payment methods, including cryptocurrencies. This gives users alternative payment options beyond traditional credit cards or banking systems.
Benefit for crypto users. By offering crypto payments, NordVPN lets privacy‑conscious users pay for their VPN subscription without linking the payment to their personal bank or card details. This means someone using crypto (potentially a privacy‑focused coin) can keep their identity and financial data more detached from the VPN service. For users who care about anonymity in both online browsing and payment‑level privacy, such an arrangement aligns well with a privacy‑first approach.
Swapzone
Swapzone is a non‑custodial instant crypto‑exchange aggregator that helps users find the best exchange or swap offers for a wide range of cryptocurrencies, including Monero (XMR). Instead of forcing you to browse multiple exchanges, create separate accounts, or deposit funds on each platform, Swapzone lets you enter your swap request once and then shows you a filtered list of exchanges that support your desired pair.
Benefit for crypto users. Using Swapzone allows Monero users to swap, buy, or convert XMR (or to XMR) quickly, privately, and without custody, meaning Swapzone does not hold your funds at any point. This setup preserves user control over assets, reduces reliance on centralized exchanges, and lets you compare real‑time rates, fees, and speed across multiple providers to choose the deal that fits you best.
Other Businesses that accept Monero
There are actually many more businesses accepting Monero.
VPNs and Virtual services:
- Invizbox is a VPN service that accepts XMR.
- IVPN accepts XMR.
- AirVPN is a VPN service accepting Monero payments.
- DiveVPN accepts Monero and other crypto via NOWPayments.
- Sphinxgadgets is an interesting project offering alternative password managing solutions.
- Userbase is a tool developer can use to create secure and private web apps. Data stored through Userbase is end-to-end encrypted and is stored on their servers by default. They charge a yearly subscription to store data on the servers and accept Monero for that.
- BuyVM offers managed virtual services while accepting Monero.
Legal services
- Ronaldrohdelaw is a US-based legal service accepting Monero payments.
- Jkleiman is a legal service in Toronto, Canada that accepts payments XMR via NOWPayments.
Stores and services
- Reflectacles sells spectacles for Monero.
- https://www.livingroomofsatoshi.com/ – Let’s pay for any bill in Australia.
Art projects
- Cryptocanvas.shop—pretty obvious from the name.
- DopeGallery—a crypto-friendly online contemporary & urban art market.
Medical services
- Reagent-tests only accepts Monero, The service offers a simple and fast way to determine if a substance matches the presumed identity.
- Mod.af is a pharmacy service dealing in XMR payments.
You can always check out more XMR-friendly businesses on cryptwerk.
How to receive Monero payment?
To receive Monero (XMR) payments with the GUI wallet:
- Go to the ‘Receive’ page;
- Generate or select the existing Monero payment address where the payer can send funds to. Every generated address comes with its unique QR code. You can generate as many addresses (subaddresses) as you need.
- If you want to detail the received amount, go to the ‘Merchant’ page;
- Insert the amount to receive;
- Provide the payer with the address composed by numbers and letters or with QR code the person has to scan on their phone;
- Tick the ‘enable sales tracker’ to track the payment in real-time;
- Wait for the funds’ receipt. You also need at least 10 confirmations before you can spend the received assets.
- Receive your XMR.
You can use the Open Source BTC and Monero CakeWallet. As stated on the site, it was “the first open source Monero wallet on IOS in 2018”. Just recently, this month (February 2021), they added support of BTC.
You can check various Monero wallets here.
Bottom line
Monero is regarded as a highly progressive coin and one of the leaders of the crypto world where financial privacy is a really big thing. It has a non-traceable transaction history, offering participants a much safer network where they don’t run the risk of having their assets to be tracked. As it can be seen from above Monero is accepted in absolutely different spheres from crypto exchanges and gold to apartments and scented candles and their number is increasing every day.
Based on confidentiality, open-source, and decentralization at its core, Monero pushes the boundaries of cryptocurrencies use, thereby attracting more and more companies offering it as a payment method.