Monero (XMR) is a digital currency that puts a lot of emphasis on secrecy. It masks the sender and employs ring signatures, ring secret transactions, and stealth addresses to keep transactions secure. The Monero network maintains transfers secret, so anybody who wish to send or receive money may do so without revealing their identity. By 2026, several businesses, such as privacy-first providers, online stores, merchants, VPN services like NordVPN, and various casinos, will already accept Monero. Many of these businesses have built up systems that enable them accept Monero payments. These systems can be either a Monero payment gateway or processors that can handle Monero transactions. This implies that people can pay with Monero or accept XMR as a form of payment.
Monero Payment Processors
Monero payment processors are decentralized platforms that let companies accept XMR payments for less by cutting out the middleman. These processors take care of and coordinate transactions for those who own Monero. They connect XMR payments to other systems that are needed. Let us have a look at the many different types of Monero payment processors that are available.
Open-Source Payment Processors
There are several benefits to using open-source Monero payment processors, such as enhanced privacy, no extra charges, and the ability to fully customize the software to meet the needs of a business. Let us take a closer look at some of the greatest open-source options.
Monero Integrations
Monero Integrations is a set of tools for payment processors that anybody may use. It lets businesses add Monero (XMR) support right to their website or online store. It uses the standard wallet RPC interface (monero-wallet-rpc) to create payment addresses and keep track of incoming XMR transactions. Payments go immediately into the merchant’s wallet when the system is set up, with no intermediaries. This keeps them in charge and in charge.
Benefit for crypto users. Monero Integrations give crypto users the maximum privacy and control because there is no third-party custody or processing. Transactions go straight to the merchant’s wallet without the need for any extra services. Monero is a currency that protects your privacy with features like stealth addresses and ring signatures. Accepting payments through Monero Integrations keeps those privacy promises from beginning to end.
Kasisto
Kasisto is a point-of-sale (POS) payment solution that enables you pay using Monero (XMR) right now. It is meant for small businesses like cafés, boutiques, and bars that want to accept crypto payments in person. The merchants host it themselves, thus it does not need any outside aid. This allows stores use their own payment methods and yet accept Monero payments.
Benefit for crypto users. Kasisto allows crypto users to make payments very quickly since it allows unconfirmed transactions. This implies that businesses may accept Monero right away, and the network can check the transaction afterward. This is quite useful for face-to-face transactions where speed and privacy are vital to customers. This is because the money goes straight from the payer’s wallet to the merchant without any intermediaries.
Payment Processor Services
Third-party services let you set up and run Monero payment systems more easily. They also have features like help for customers and panels for managing merchants. But some platforms cost extra and could not keep your information as private. Keep these points in mind while choosing a payment processor service:
- Simple to Set Up
Setting up third-party services is simple, and they generally come with apps and dashboards to help you keep track of payments.
- Balance between cost and privacy
You can set up these services more quickly, but they can cost more and not keep your identity as secret as open-source choices.
There is also an interesting Reddit discussion and a Q&A about how to use NOWPayments to pay with Monero. NOWPayments is a cryptocurrency payment service that does not hold your money and accepts XMR payments.
Businesses that accept Monero
More and more businesses are accepting Monero as a safe and private method to pay as more and more individuals utilize cryptocurrencies. In 2026, several well-known companies from different industries will accept Monero payments:
- Alfacash
- Abaco Hosting
- Njalla
- Azur Samui
- AUGET
- Coincards
- Monero Style
- Veldt Gold
- Travala.com
- NordVPN
- Swapzone
Alfacash
Alfacash is a well-known cryptocurrency exchange and swap service that does not keep your money. It supports more than 30 cryptocurrencies, such as Monero (XMR). It helps anyone from all across the world buy, sell, or trade crypto without having to place their money in a custodial wallet. They can also pay using credit cards or bank transfers.
Benefit for crypto users. Alfacash keeps users’ private keys and money safe, which makes it less likely that wallet hacks or custodial bankruptcy would happen, which are problems that arise with centralized exchanges. This technique does not require a custodian, which allows crypto users more privacy and security, especially those who worry most about keeping their money secure. Users may also buy things without disclosing any personal information, which improves their privacy even greater.
Abaco Hosting
Abaco Hosting provides a variety of online services, such as domain registration, VPS/cloud hosting, email hosting, reseller hosting, and dedicated servers. Since 2007, they have worked with small and medium-sized businesses that need flexible web infrastructure, such WordPress sites, cloud services, or alternative ways to host servers.
Benefit for crypto users. You do not have to go via banks or credit card providers to pay for hosting and domains with Abaco Hosting. That implies more privacy and less need for financial middlemen, which is tempting to those who know a lot about crypto and value their freedom to choose how to spend their money and stay anonymous. You may buy a name with Bitcoin, Litecoin, Ethereum, Dash, Digibyte, and Bitcoin Cash. You may also choose from more than 500 different domain extensions.
Njalla
Njalla is a VPN service, domain registration, and hosting firm that puts privacy first. One of the people who helped build a well-known file-sharing service started it. They set up domains in their name and offer you full control over DNS, hosting, or VPN, which is like a “privacy shield.” This lets users keep their real names out of public records, which is a huge lure for those who wish to remain anonymous online.
Benefit for crypto users. People may join Njalla and pay with just cryptocurrencies, so they do not have to provide their name or use standard payment methods. This technique keeps people’s private information safe because their domain registrations and hosting are not linked to their credit card or bank account information. Njalla is a safe way for those who value privacy, such privacy activists and journalists, to keep their online presence.
Azur Samui
Azur Samui is a high-end residential and resort-style development on the island of Koh Samui in Thailand. There are high-end apartments, penthouses, and private pool villas, and many of them enjoy views of the ocean and tropical hills. It also features a clubhouse, pool, gym, and spa, like a resort. The development is for those who wish to live or vacation there and have some solitude and comfort at the same time.
Benefit for crypto users. Buying a property or villa in Azur Samui using Monero gives crypto-savvy purchasers a large real estate deal with greater privacy than traditional payment methods. Monero focuses a lot on keeping transactions private and untraceable. This means that buyers who want to keep things hidden may forgo part of the standard banking paperwork and tracking, which makes ownership more private. People who wish to keep their financial information and identity secret, whether for personal reasons or to make cross-border transactions easier, may find it quite helpful to be able to use a cryptocurrency that focuses on privacy while buying property abroad.
AUGET
AUGET Paris is a French brand that makes high-end scented candles. They are made in Paris and Grasse, which is known for creating fragrances. They use a blend of natural wax and a wick made entirely of cotton to manufacture their candles. The premise behind their products is that each aroma is linked to a personality trait. This means that each candle is more than just a decoration; it shows who you are. AUGET stands out because it sells high-quality, hand-poured candles with carefully chosen scents and a professional style.
Benefit for crypto users. AUGET allows you buy products using Monero (XMR) and other cryptocurrencies. This means that those who use crypto may buy high-end scented candles in a safe and private way. Using Monero makes sure that payments stay secret, as do transaction history and personal financial information. This is a good fit for both the firm and its clientele, who value privacy.
Coincards
You can use cryptocurrency, like Monero (XMR), to buy gift cards, prepaid vouchers, and mobile top-ups from hundreds of large retailers on Coincards, a website located in North America. You may use Coincards to buy things like gadgets, food, games, vacation, and more using your XMR. Coincards links crypto to everyday purchases instead of utilizing regular payment methods.
Benefit for crypto users. Coincards enables people who own Monero spend their cryptocurrency in a method that is both private and flexible. Customers may pay with XMR immediately at checkout using Coincards. This means they can transform Monero into ordinary retail gift cards without having to give up their personal or financial information. This is a significant positive if you care about your privacy.
Monero Style
Monero Style is an online store that sells products like shirts, mugs, posters, and other things that are based on Monero and are produced for those who support the coin. The store has been online since 2019 and ships to consumers all around the world, so Monero fans can simply get their hands on branded items.
Benefit for crypto users. People may buy products directly and privately with their crypto wallet by using Monero (XMR) with Monero Style. This implies that banks do not have to be engaged and people do not have to reveal their payment information. Monero is very secret and anonymous, therefore anyone who pay with XMR may keep their information hidden and leave a minimal digital trace. This makes buying more in line with the privacy-first concepts that a lot of crypto users like.
Veldt Gold
Veldt Gold is an online bullion dealer that specializes in precious metals including gold, silver, platinum, and palladium. Customers may use cryptocurrencies like Monero (XMR) to buy real bullion (coins or bars), and the company ships orders in a safe and secret method.
Benefit for crypto users. People may change their digital assets into real money using Veldt Gold since it accepts Monero. In this approach, individuals do not have to give banks or payment processors their private financial information. Many crypto users wish to keep their transactions private, and the payment method does this. This setup is great for you if you want to acquire precious metals without drawing attention to yourself and without using common payment methods.
Travala.com
People may use cryptocurrencies to book hotels, apartments, resorts, flights, and other places to stay all around the world on Travala.com. The site takes a variety of different cryptocurrencies and wants to make it easy to travel with crypto. There are a lot of locations to go and stay that do not require you to use real money.
Benefit for crypto users. You may book travel on Travala.com without using traditional banks, credit cards, or payment methods that are linked to your identity. This is wonderful for folks who want to have their own space and be able to change their plans. This makes it easier for travelers from all over the world to safely and easily pay with crypto, which keeps their financial independence and minimizes their reliance on traditional payment methods.
NordVPN
NordVPN is one of the most well-known VPN providers in the world. It has a lot of servers in a country that values privacy, and it lets you surf the web safely and without keeping logs. You may pay for NordVPN in a number of ways at checkout, including with bitcoin. This gives people additional options for how to pay than just credit cards and banks.
Benefit for crypto users. NordVPN lets anyone who care about their privacy pay for their VPN subscription with bitcoin, so they do not have to give away their bank or credit card information. So, someone who utilizes crypto, which can be a currency that focuses on privacy, can keep their financial and personal information more distinct from the VPN service. If you care about your privacy as you shop online and surf the web, this sort of arrangement works well with a privacy-first strategy.
Swapzone
Swapzone is a quick crypto-exchange aggregator that does not hold any of your money. It helps you find the best exchange or swap offers for a wide range of cryptocurrencies, including Monero (XMR). You may enter your swap request once on Swapzone, and then it will show you a filtered list of exchangers that accept the pair you choose. This way, you do not have to look through a lot of different exchanges, set up numerous accounts, or put money in each one.
Benefit for crypto users. With Swapzone, Monero users may quickly, privately, and without custody swap, buy, or convert XMR (or to XMR). This ensures that your money is never in Swapzone’s hands. This setup lets users preserve control of their assets, reduces the need for centralized exchanges, and lets you compare rates, fees, and speeds among numerous providers in real time to get the best deal for you.
Other Businesses that accept Monero
There are actually many more businesses accepting Monero.
Virtual services and VPNs:
- Invizbox is a VPN service that accepts XMR.
- IVPN takes XMR.
- You may use Monero to pay for AirVPN, a VPN service.
- You may use Monero and other cryptocurrencies to pay for DiveVPN with NOWPayments.
- Sphinxgadgets is a cool project that gives you a lot of options for managing your passwords.
- Developers may utilize Userbase to build web apps that are safe and private. By default, Userbase saves data on their servers, and that data is encrypted from start to finish. They charge a yearly fee to store data on their servers, and they take Monero as payment.
- BuyVM takes Monero and offers managed virtual services.
Legal services
- Ronaldrohdelaw is a US-based legal service that accepts Monero as payment.
- People may pay Jkleiman, a legal service in Toronto, Canada, with XMR through NOWPayments.
Stores and services
- Reflectacles offers Monero glasses.
- We may pay any bill in Australia at https://www.livingroomofsatoshi.com/.
Projects for art
- The name “Cryptocanvas.shop” makes it quite apparent what it is.
- DopeGallery is an online store that sells modern and urban art and takes cryptocurrencies.
Medical care
- Reagent-tests only work with Monero. The service is a quick and straightforward way to find out if a substance matches the presumed identify.
- Mod.af is a pharmacy that lets you pay with XMR.
Cryptwerk is an excellent site to look for more businesses that take XMR.
How to receive Monero payment?
To get Monero (XMR) payments using the GUI wallet:
- Go to the “Receive” page;
- Make a new Monero payment address or pick one that already exists for the person paying to transfer money to. There is a unique QR code for each address. You can make as many subaddresses as you like.
- Go to the “Merchant” page to view the full amount you received.
- Type in the amount you wish to obtain;
- You can provide the payer an address with letters and numbers or a QR code that they can scan with their phone.
- Check the box next to “enable sales tracker” to see the payment right away.
- Wait for the cash to come. You also need at least ten confirmations before you can use the things you got.
- Get your XMR.
CakeWallet is an open source wallet that works with both BTC and Monero. The site says it was “the first open source Monero wallet on IOS in 2018.” They just added support for BTC this month, in February 2021.
You may look at a few Monero wallets here.
Bottom line
Monero is seen to be a highly forward-thinking currency and one of the best coins in the crypto world, where privacy is very crucial. It has a transaction history that can not be tracked, which makes the network much safer for users because their assets can not be watched. The list above shows that Monero may be used at a lot of different businesses, including crypto exchanges, gold, residences, and scented candles. Every day, more and more places accept it.
Monero is built on open-source software, anonymity, and decentralization. More and more businesses are accepting it as payment since it pushes the limits of how bitcoins may be utilized.