A payment gateway is a piece of technology that lets businesses safely and quickly take payments online. It acts as a link between banks and businesses to make sure that all online transactions go smoothly. As the market moves more and more to digital platforms, Norwegian businesses need to make sure they have the right payment options so that their customers can easily buy things. As more people use mobile payments and cryptocurrencies, it is important for your business to choose the best payment method to stay competitive in Norway’s changing payment landscape.
The best payment gateway for businesses in Norway in our rating is NOWPayments because it works with both cryptocurrencies and regular payment methods. This site lets businesses in Norway accept a wide range of payments, including digital currencies and local methods like card payments and bank transfers, all at fair prices. Businesses can use NOWPayments as a safe and adaptable way to process payments. It has low processing fees and works well with online stores. As digital and mobile payments gain popularity in Norway, NOWPayments ensures that businesses can quickly and safely adapt to changing payment preferences.
In 2026, businesses in Norway will have to be more careful than ever when choosing a way to pay. The ways to pay in Norway are changing quickly. More and more people are using mobile payment apps, cards, and other digital ways to pay. A reliable payment provider lets businesses accept payments from both inside and outside the country. This makes sure that customers can pay quickly and safely while having a smooth online shopping experience. Businesses that use modern payment systems are also better able to meet the needs of a market that is always changing. For instance, they can help customers make payments on a regular basis and do business across borders.
Here’s a list of payment gateways for businesses in Norway:
- NOWPayments
- Vipps
- Nets
- PayPal
- Stripe
What We Considered When Choosing the Best Payment Gateway: Our Selection Criteria
When selecting the best payment methods for Norwegian businesses, we aimed to provide an unbiased comparison based on key features that are critical for success in the Norwegian market. We focused on providing businesses with a dependable payment method that would improve both the payment process and the customer experience. This procedure makes it easier and safer for businesses to accept payments, helping them stay competitive as the payment landscape evolves.
Here are the three most important things for businesses in Norway:
- Geo-Specific Suitability: Payment platforms must work with Norwegian payment methods such as Vipps and other mobile payment options, and they must adhere to Norway’s financial regulations.
- Fee Structure and Transparency: This is critical for Norwegian businesses looking to keep their costs as low as possible. Clear payment processing fees have a direct impact on profits and the ability to maintain low prices while providing a variety of payment options.
- Support for various payment methods: Businesses must be able to accept a diverse range of payment methods, including credit cards, local bank transfers, mobile payment apps, and global payment methods like PayPal and cryptocurrency. This provides customers with a diverse range of online payment options that work well together.
The table below shows how well each gateway does in these three important areas. We will talk about each service in more depth below.
| Payment Gateway | Payment Methods Support | Transaction Fees | Transaction Speed |
|---|---|---|---|
| NOWPayments | 350+ crypto, 40+ fiat | 0.5% for crypto, 1% for fiat conversion; 0% fees for USDT TRC20 deposits for first 2 months | Instant for crypto; 1–3 min for fiat |
| Vipps | Norwegian mobile payments, card & online checkout support | Free for customer payments; fees may apply for large peers | Instant for mobile/QR payments |
| Nets | Cards (Visa/Mastercard), local wallets (e.g., Vipps), invoice options | Custom pricing, varies by merchant | Fast, same-day settlement in many cases |
| PayPal | Card payments, bank transfers, digital wallets | ~2.9% + fixed fee, extra for international & currency conversions | Instant for PayPal/card; bank transfers vary |
| Stripe | Cards, digital wallets, Apple/Google Pay, local methods | ~1.5% + NOK 1.80 for Norwegian cards, higher for international | Instant for online payments |
NOWPayments
NOWPayments is the best crypto payment gateway because it accepts a variety of cryptocurrencies as well as traditional currency. This ensures that payments go through quickly and safely. It provides a comprehensive solution for businesses that want to accept a wide range of payment methods from around the world and within their own country. One of the best ways to pay in Norway, with low fees, quick turnaround times, and support for over 350 cryptocurrencies. Buyers from Norway and around the world can use NOWPayments to pay businesses. It offers a variety of payment options to meet the needs of a wide range of customers.
Payment Method Support. Businesses can serve customers all over the world by providing a variety of payment options, some of which are only available for local transactions. You can serve both cryptocurrency enthusiasts and those who prefer to use credit cards because NOWPayments accepts a variety of payment methods. This flexibility allows businesses to meet the needs of their customers, whether they are making a one-time purchase or paying on a recurring basis.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Cryptocurrency | ✅ | ✅ |
| Credit/Debit Cards | ✅ | ✅ |
Transaction Fees. NOWPayments has fair fees: 0.5% for buying cryptocurrency and 1% for turning fiat money into cryptocurrency. Additionally, the platform has a special offer for new partners: zero network fees on USDT TRC20 deposits for the first two months. This deal is a great way for businesses to start accepting coin payments without having to pay a lot of processing fees. NOWPayments has a clear fee structure that helps businesses plan for the costs of handling payments.
| Fee Type | Amount | Note |
|---|---|---|
| Transaction Fee | 0.5% | For crypto payments |
| Conversion Fee | 1% | For fiat-to-crypto |
| USDT TRC20 Deposit | $0 | Zero fees for new partners for 2 months |
Transaction Speed. NOWPayments offers instant payment confirmations for cryptocurrency transactions, allowing businesses to quickly process payments. For fiat payments, transactions are completed within 1-3 minutes, ensuring fast and reliable payment processing. This quick processing time is crucial for online businesses, ensuring that payments are confirmed and funds are available without delay. By offering smooth payment processes, NOWPayments enhances the payment experience for both businesses and customers.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | Instant |
| Fiat Payment | 1-3 minutes |
| Crypto Withdrawal | Instant |
Vipps
Vipps is a popular mobile payment app in Norway that offers a simple and secure way to accept payments directly from local bank accounts. It stands out as Norway’s preferred payment method for both consumers and businesses due to its seamless integration with local banks and QR code payments. Vipps allows businesses to provide flexible payment solutions to local customers while paying low processing fees and receiving quick payment settlements. It is the best option for small businesses or those seeking an easy-to-use mobile payment solution in Norway.
Payment Methods Support. Vipps is a mobile payment app that enables users to make payments directly from their local bank accounts, ensuring a seamless and secure experience for both businesses and customers. It also accepts card payments, making it a convenient payment method for those who prefer to use credit or debit cards. Vipps is fully integrated with Norway’s local payment infrastructure, allowing businesses to accept payments in Norway with ease. This variety of payment options allows businesses to broaden their reach and cater to different payment preferences.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Mobile Payment | ✅ | ✅ |
| Card Payments | ✅ | ❌ |
Transaction Fees. Vipps does not charge businesses in Norway to accept payments from customers, which makes it a very cheap option for local businesses. However, businesses may have to pay fees when they pay other people, depending on the type of transaction. Vipps is a better choice for businesses that want to save money because its fees are easy to understand. Vipps is more appealing because customers in Norway do not have to pay transaction fees.
| Fee Type | Amount |
|---|---|
| Transaction Fee | ❌ |
| Fee for Sending | Varies |
Transaction Speed. Vipps lets businesses know right away that they have been paid, which speeds up the payment process. The app makes sure that payments go through quickly and easily, whether they are for QR code transactions or local bank transfers. Businesses in Norway need this speed so that their customers can check out quickly and easily. Vipps is a great payment service for small businesses that do a lot of business because it processes payments right away.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | Instant |
| Payment Settlement | Instant |
Nets
Nets is a major payment service provider in the Nordic countries. They accept a variety of payments, including credit cards, mobile phones, and transfers to local banks. Nets stands out from other gateways because it allows businesses of all sizes, large and small, to create custom payment solutions. Nets is a versatile solution for Norwegian businesses that allows them to shop online, pay with their phones, and transfer funds to their banks online. Businesses can accept payments throughout Norway and beyond because the company has a strong presence in the region and focuses on European payment infrastructure.
Payment Methods Support. Nets accepts a variety of payment methods, including Visa and MasterCard, mobile options such as Vipps, and transfers from local banks. This allows businesses to offer their customers a variety of payment options, including credit cards and mobile payment apps. Nets also provides a wide range of local payment options throughout Norway, allowing businesses to meet their customers’ needs in any location. Nets ensures that businesses provide their customers with a smooth and secure payment experience by offering a variety of payment methods.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Card Payments | ✅ | ✅ |
| Mobile Payment | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
Transaction Fees. Nets charges different transaction fees depending on the payment method used and the volume of business conducted. Nets typically offers competitive rates, particularly for high-volume businesses. Custom pricing may be available for larger businesses, but Nets’ clear and simple fee structure remains beneficial for smaller businesses. It is an excellent choice for businesses looking to improve the efficiency of their payment processes due to its low cost.
| Fee Type | Amount | Note |
|---|---|---|
| Transaction Fee | Varies | Based on volume & method |
| International Fee | Varies | For cross-border payments |
Transaction Speed. Nets processes payments quickly and sends out payment confirmations right away for most card and mobile transactions. Bank transfers usually take one to two business days, which lets businesses get their money quickly. This fast payment processing lets businesses keep a steady cash flow while still meeting customers’ needs for quick online transactions. One reason many Norwegian businesses like Nets is that it can process payments quickly.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | Instant |
| Bank Transfer | 1-2 days |
PayPal
PayPal is one of the most popular ways to pay online. It lets businesses get money from customers all over the world and in their own country. PayPal is a great option for businesses that want to reach more customers outside of Norway because it accepts many different types of payments, such as credit cards, digital wallets, and bank transfers. It stands out because it has great fraud protection, great customer service, and can process payments in a number of currencies. PayPal is a safe and flexible way to pay for things, whether you do it online or in person.
Payment Methods Support. PayPal takes a lot of different ways to pay, such as credit and debit cards, digital wallets like PayPal Balance, and bank transfers. Businesses that want to accept payments from both local and international customers often choose PayPal because it has a wide range of options. The platform’s ability to handle payments in many currencies makes it much more useful for international transactions. Businesses that need to bill their customers on a regular basis can benefit from PayPal’s ability to handle recurring payments and subscription services.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Credit/Debit Cards | ✅ | ✅ |
| Digital Wallets | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
Transaction Fees. PayPal charges a standard fee of about 2.9% for transactions within the US, as well as a fixed fee that changes depending on the currency received. When you buy something from another country, you might have to pay extra fees, like for changing the money. PayPal is a great payment service for businesses that want to grow internationally because it has a lot of customers and people trust it. It is easy for businesses to figure out how much things will cost because the fees are clear.
| Fee Type | Amount | Note |
|---|---|---|
| Transaction Fee | 2.9% | + Fixed fee per transaction |
| International Fee | Varies | For cross-border payments |
Transaction Speed. PayPal quickly sends you a confirmation when you pay with a credit card or your PayPal balance. Depending on how you send the money, PayPal bank transfers can take a few business days. This quick confirmation is very important for companies that want to make online shopping better. PayPal’s fast processing time makes sure that money is available right away, which helps cash flow and makes customers happy.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | Instant |
| Bank Transfer | 1-2 days |
Stripe
Stripe is a flexible payment service provider known for its robust developer tools and support for a variety of payment methods. It stands out in Norway because it integrates well with e-commerce platforms and has global reach, allowing businesses to accept payments from customers all over the world. Stripe is a versatile payment system suitable for businesses of all sizes. It accepts credit cards, digital wallets, and many other local payment methods. Stripe is an excellent choice for online businesses that require a comprehensive payment solution due to its competitive pricing and robust features for handling recurring payments.
Payment Methods Support. Stripe accepts a variety of payment methods, including credit and debit cards, digital wallets such as Apple Pay and Google Pay, and local payment options via integrations. This diverse range of payment options ensures that businesses can meet the needs of a variety of customers. Stripe’s flexibility enables businesses to accept payments from customers in the United States and around the world, making online transactions run more smoothly. Stripe simplifies the payment process for businesses and customers by providing a variety of options.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Credit/Debit Cards | ✅ | ✅ |
| Digital Wallets | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
Transaction Fees. Stripe charges a 1.5% fee plus NOK 1.80 per card payment made in Norway. However, fees increase for payments made outside of Norway or for currency exchanges. Stripe is popular among businesses because it is a reliable global payment gateway. Its fees may be higher than those of some local providers, but its platform is easy to use and comprehend. Stripe also allows you to accept payments in multiple currencies, which is useful for businesses looking to expand globally. Its prices are still competitive, allowing businesses to keep their payment costs down.
| Fee Type | Amount | Note |
|---|---|---|
| Transaction Fee | 1.5% | + NOK 1.80 for local cards |
| International Fee | Varies | For cross-border payments |
Transaction Speed. Stripe sends payment confirmations right away, allowing businesses to process transactions faster and receive more money in their bank accounts. Usually, its payout system deposits funds into bank accounts within one to two business days. Stripe is an excellent choice for online stores seeking quick and dependable payment processing and a diverse range of payment options. This fast pace benefits online businesses because it improves the overall customer experience.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | Instant |
| Payout to Bank | 1-2 days |
Conclusion
In this article, we looked at the most common payment gateways that Norwegian businesses can use. Some of these are NOWPayments, Vipps, Nets, PayPal, and Stripe. These platforms offer a wide range of features that are tailored to the needs of Norwegian businesses, with a focus on mobile payment options, local payment methods, and international transactions. To meet the needs of their customers, businesses in Norway can accept a wide range of payment methods, such as credit and debit cards, mobile payments, and cryptocurrencies. But for businesses that want a complete payment solution that works well with their current payment systems, NOWPayments is the clear choice.
NOWPayments is the best payment service for businesses in Norway. It works with more than 350 cryptocurrencies and 40 fiat currencies. This wide range means that it can accept a lot of different ways to pay. It has low transaction fees, including a special deal that lets you make USDT TRC20 deposits without paying any fees. It also lets you process payments quickly. This makes it the best payment gateway for businesses of all sizes. By supporting a wide range of popular payment methods, NOWPayments makes it easier for Norwegian businesses to accept payments online. NOWPayments is the best choice for businesses that need a payment service that is reliable, safe, and flexible and that works well with both local and international payment systems.