A payment gateway is a technology that enables businesses to accept online payments by securely transferring transaction data between customers and merchants. It acts as a bridge between the customer’s bank and the merchant’s bank, ensuring that payments are processed efficiently and securely. Payment gateways facilitate various payment methods, including credit/debit cards, bank transfers, mobile money, and digital wallets, making them essential for businesses that operate online. In today’s digital-first world, businesses need reliable payment gateways to support seamless transactions and stay competitive in a rapidly evolving market.
The best payment gateway for Côte d’Ivoire in our rating is NOWPayments because of its seamless integration, low transaction fees, and broad cryptocurrency support. It allows businesses in Côte d’Ivoire to easily accept digital currencies, which are increasingly popular among customers looking for alternative payment methods. Furthermore, NOWPayments offers multiple payment options, such as bank transfers and digital wallets, making it a versatile and efficient choice for businesses in the region. This flexibility in payment methods ensures that businesses can cater to a wide range of customer preferences, whether local or international.
Choosing the right payment gateway matters more than ever in 2026 for businesses in Côte d’Ivoire. As e-commerce and digital payments continue to grow, having a payment solution that supports both local payment methods and global options is crucial for success. The right payment gateway can help businesses reduce transaction costs, speed up payment processing, and enhance customer satisfaction. Additionally, the ability to accept payments in multiple currencies and support for mobile money services is vital for businesses operating in Côte d’Ivoire, where mobile payments are becoming increasingly popular.
Here’s a list of payment gateways for Côte d’Ivoire:
- DPO Group
- NOWPayments
- Zota
- PayPlus
- CinetPay
What We Considered When Choosing the Best Payment Gateway: Our Selection Criteria
When selecting the best payment gateways for Côte d’Ivoire, our goal was to provide an unbiased comparison based on features that are critical for businesses in this region. We focused on factors that directly impact the efficiency, security, and profitability of businesses in Côte d’Ivoire, ensuring that the selected payment solutions offer the most relevant systems for local needs and online payment processing. Our criteria also ensure that businesses can optimize their payment experience and accept payments via diverse and reliable payment options, including mobile money and cross-border payments.
- Supported Payment Methods: Essential for businesses to accept a wide range of payment types, including mobile money, bank transfers, and digital wallets, which are preferred payment methods in Côte d’Ivoire.
- Transaction Fees: Directly impacts profitability, especially for businesses in Côte d’Ivoire looking to minimize costs while accepting online payments, making this an important consideration for cost-conscious merchants.
- Geo-Specific Suitability: Paramount for local customer acceptance, as the payment gateway must align with Côte d’Ivoire’s financial services and payment systems while also supporting multiple currencies and local payment methods for businesses to thrive in this region.
The comparative table below summarizes how each gateway performs in these three decisive categories, which we will explore in detail for each provider.
| Payment Gateway | Supported Payment Methods | Transaction Fees | Transaction Time |
|---|---|---|---|
| NOWPayments | 350+ Crypto, card payments | 0.5% (same-currency crypto), 1% (multi-currency) | ~5 minutes (crypto) |
| Zota | Cards, mobile wallets, global options | Customized pricing per merchant | Varies by method (real-time for mobile) |
| PayPlus | Mobile money, cards (Visa, Mastercard, Amex) | ~2.5%-3% (mobile), ~5% (cards) | Near-instant (mobile), bank processing for cards |
| CinetPay | Mobile money, cards, e-wallets | ~2.5%+ (tiered fees) | Instant at checkout, ~24 hours for settlement |
| DPO Group | Cards, mobile money, bank transfers | Varies by region and contract | Fast (mobile and cards), bank transfers can vary |
NOWPayments as the best payment gateway in Côte d’Ivoire
NOWPayments is the best cryptocurrency payment gateway that enables businesses in Côte d’Ivoire to accept digital payments seamlessly with low transaction fees. This payment platform stands out due to its broad support for over 350 cryptocurrencies, making it an excellent choice for businesses looking to tap into the growing global digital payment trend. Its non-custodial system ensures that businesses maintain full control of their funds, though a custodial flow is also possible upon request, providing businesses with additional flexibility. NOWPayments is a leading payment gateway that optimizes payment processing for both local and cross-border transactions.Supported Payment Methods. NOWPayments supports a wide range of payment methods, including over 350 cryptocurrencies, and allows businesses to accept payments from different digital wallets, as well as credit card payments through integrated partners. This system ensures businesses can cater to the growing demand for alternative payment methods, particularly for customers in Côte d’Ivoire and across Africa. Additionally, the flexibility of accepting digital currencies and traditional payment methods enhances the business’s ability to accept payments from both local and international customers. By offering multiple payment options, NOWPayments is positioned as a top payment solution for businesses aiming to meet diverse payment needs.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Cryptocurrency | ✅ | ✅ |
| Credit/Debit Cards | ✅ | ✅ |
Transaction Fees. NOWPayments offers a very cost-effective transaction fee structure, with a 0.5% fee for same-currency cryptocurrency transactions and 1% for multi-currency conversions. This makes it one of the most affordable payment gateways for businesses in Côte d’Ivoire looking to reduce their online payment processing costs. With transparent pricing, businesses can avoid unexpected fees and better manage their financial services. The fee structure is ideal for companies that wish to optimize their payment solutions and keep operational costs low.
| Fee Type | Amount | Note |
|---|---|---|
| Transaction Fee | 0.5% | For crypto payments |
Transaction Time. NOWPayments guarantees swift transaction processing, settling cryptocurrency payments in an average of 5 minutes. This fast payment processing is particularly valuable for businesses in Côte d’Ivoire that need to manage online transactions in real time. The ability to settle payments quickly without the delays often associated with traditional payment methods like bank transfers helps businesses maintain smooth cash flow and improve their financial operations. NOWPayments’ quick transaction times make it a reliable payment gateway for businesses operating across Africa and globally.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | ~5 minutes |
| Settlement to Account | ~5 minutes |
| Instant Payout | ✅ |
Zota payment gateway in Côte d’Ivoire
Zota is a versatile payment gateway that provides businesses with a reliable system to accept payments in Côte d’Ivoire. It supports a wide range of payment options, including cards and mobile money services, which makes it an ideal solution for local businesses. Zota’s comprehensive payment platform allows businesses to accept international payments as well, enabling merchants to expand across Africa and beyond. Its customizable pricing and ease of integration ensure that businesses can implement Zota without heavy technical overhead.Supported Payment Methods. Zota offers multiple payment options, including international credit cards, mobile money services (like MTN Mobile Money and Orange Money), and local payment methods in Côte d’Ivoire. This diversity ensures businesses can accept payments from both local and international customers, improving their ability to provide convenient payment options. Whether customers prefer using cards, mobile wallets, or digital currencies, Zota offers a flexible platform to cater to all needs. The platform’s wide support for various payment methods ensures that businesses can operate smoothly in a dynamic market.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Cryptocurrency | ❌ | ❌ |
| Credit/Debit Cards | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
Transaction Fees. Zota’s transaction fees vary depending on the payment method, with competitive pricing for mobile money services and slightly higher fees for credit card transactions. This tiered fee structure ensures that businesses can optimize their costs by selecting the best payment options for their needs. Zota’s transparent pricing model allows businesses to predict their transaction costs, which is crucial for managing expenses and maximizing profitability. With flexible fees tailored to the specific needs of businesses in Côte d’Ivoire, Zota offers a scalable payment solution for local merchants.
| Fee Type | Amount | Note |
|---|---|---|
| Transaction Fee | Varies | Depends on method |
Transaction Time. Zota processes mobile money transactions in real-time, ensuring that payments are confirmed almost instantly. For card payments, the transaction time may vary depending on the bank’s processing time, but Zota ensures that these payments are handled efficiently. The platform’s ability to handle both local and international payments in a timely manner makes it a reliable solution for businesses in Côte d’Ivoire. Zota’s fast payment processing time is a key advantage for businesses looking for an efficient payment system.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | Real-time |
| Settlement to Account | Varies |
| Instant Payout | ✅ |
PayPlus payment gateway in Côte d’Ivoire
PayPlus is a payment gateway that focuses on simplifying payment processing for businesses in Côte d’Ivoire by offering local payment methods like mobile money and credit cards. It stands out by providing seamless integration with popular mobile money platforms, which are widely used in the region. PayPlus’s versatility in handling both local and international transactions makes it an attractive solution for businesses looking to scale across Africa. Its competitive fees and quick processing times further solidify PayPlus as a strong player in Côte d’Ivoire’s growing digital payment landscape.Supported Payment Methods. PayPlus supports mobile money services, including MTN Mobile Money and Orange Money, as well as credit card payments (Visa, Mastercard, Amex). The platform also accommodates various international payment methods, allowing businesses to cater to both local and global customers. PayPlus’s diverse payment options make it an ideal choice for businesses that wish to optimize their payment systems for different customer preferences. This multi-payment approach enables businesses in Côte d’Ivoire to accept a wide range of payment methods efficiently.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Cryptocurrency | ❌ | ❌ |
| Credit/Debit Cards | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
Transaction Fees. PayPlus offers competitive transaction fees, with mobile money transactions typically costing between 2.5% and 3%. Credit card transactions incur higher fees, but the platform’s pricing remains competitive within the industry. PayPlus provides transparent pricing, which ensures businesses can plan and manage their financial operations effectively. With its flexible pricing model, PayPlus offers a cost-effective solution for businesses in Côte d’Ivoire looking to reduce payment processing costs.
| Fee Type | Amount | Note |
|---|---|---|
| Transaction Fee | ~2.5%-3% | Mobile money fees |
Transaction Time. PayPlus processes mobile money payments near-instantly, which is crucial for businesses that rely on quick transactions. Card payments typically take longer, depending on bank processing times, but PayPlus ensures that these payments are handled promptly. The platform’s ability to quickly settle payments ensures that businesses in Côte d’Ivoire can maintain a smooth cash flow and meet customer expectations for fast service. PayPlus’s fast payment processing times make it a reliable choice for businesses in the region.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | Near-instant |
| Settlement to Account | Varies |
| Instant Payout | ✅ |
CinetPay payment gateway in Côte d’Ivoire
CinetPay is a popular payment gateway in West Africa, offering businesses in Côte d’Ivoire the ability to accept mobile money, credit cards, and e-wallet payments. It distinguishes itself by its deep integration with local mobile money systems such as MTN Mobile Money and Orange Money, which are widely used in Côte d’Ivoire. CinetPay’s ability to handle both local and international payments with ease makes it a strong contender for businesses looking to expand within Africa and beyond. Its focus on local payment systems, combined with its international payment capabilities, makes CinetPay an excellent payment solution.Supported Payment Methods. CinetPay supports a variety of payment methods, including mobile money services like MTN Mobile Money and Orange Money, as well as credit card payments. Additionally, the platform supports e-wallets, which further expands its versatility. The ability to accept local and international payment methods ensures that businesses in Côte d’Ivoire can serve a wide range of customers. CinetPay’s integration with local payment networks provides businesses with the flexibility to accept payments in different ways.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Cryptocurrency | ❌ | ❌ |
| Credit/Debit Cards | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
Transaction Fees. CinetPay’s transaction fees start at around 2.5% for local payments, with tiered pricing based on transaction volume. The platform’s flexible fee structure ensures that businesses can choose the best plan based on their needs. CinetPay’s competitive pricing makes it an attractive option for businesses looking to optimize payment processing costs. Transparent fees allow businesses in Côte d’Ivoire to manage their expenses effectively.
| Fee Type | Amount | Note |
|---|---|---|
| Transaction Fee | ~2.5%+ | Starting fee |
Transaction Time. CinetPay processes payments instantly at checkout, which is particularly beneficial for businesses that rely on real-time transactions. For settlement to merchant accounts, the process typically takes around 24 hours. This quick turnaround time helps businesses maintain smooth operations and enhance cash flow. CinetPay’s efficient payment processing ensures that businesses in Côte d’Ivoire can handle transactions seamlessly.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | Instant |
| Settlement to Account | ~24 hours |
| Instant Payout | ✅ |
DPO Group payment gateway in Côte d’Ivoire
DPO Group is a comprehensive payment solution that provides businesses in Côte d’Ivoire with the tools to accept payments locally and internationally. As one of Africa’s leading payment gateways, DPO Group supports a wide range of payment methods, including cards, mobile money, and bank transfers. What sets DPO Group apart is its robust infrastructure, offering businesses the ability to accept payments across Africa while maintaining a seamless experience for both local and cross-border transactions. Its focus on multiple currencies and integrated payment systems makes it an excellent choice for businesses looking to expand their digital payment solutions.
Supported Payment Methods. DPO Group supports a diverse range of payment methods, including cards (Visa, Mastercard, Amex), mobile money services, and local bank transfers. This extensive payment network makes it an ideal solution for businesses operating in Côte d’Ivoire that need a versatile payment gateway. With the ability to accept payments in multiple currencies, DPO Group allows businesses to expand across Africa and internationally, giving them the flexibility to meet the demands of a global customer base. DPO Group’s ability to handle both local payment methods and international options ensures businesses can serve a wide variety of customers.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Cryptocurrency | ❌ | ❌ |
| Credit/Debit Cards | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
Transaction Fees. DPO Group’s fees are tailored to the specific needs of businesses and can vary depending on the region and payment method. While pricing is generally competitive for multi-currency payments, the platform ensures that businesses can predict their transaction costs easily, thanks to transparent pricing. The platform’s flexible fee structure allows businesses to choose the best payment options for their needs. By offering competitive rates, DPO Group ensures businesses can optimize their payment processing costs without sacrificing service quality.
| Fee Type | Amount | Note |
|---|---|---|
| Transaction Fee | Varies | Depends on method |
Transaction Time. DPO Group offers fast payment processing, with mobile money and card payments typically processed instantly. While bank transfers can take longer, the platform ensures that international payments are processed efficiently. The fast processing times make DPO Group a reliable option for businesses in Côte d’Ivoire that need to manage payments in real-time. Its ability to handle cross-border payments quickly ensures that businesses can maintain smooth operations without delays in payment processing.
| Speed Metric | Timeframe |
|---|---|
| Payment Confirmation | Instant |
| Settlement to Account | Varies |
| Instant Payout | ✅ |
Conclusion why NOWPayments is the best in Côte d’Ivoire
In this review, we’ve analyzed the top payment gateways available for businesses in Côte d’Ivoire, including NOWPayments, Zota, PayPlus, CinetPay, and DPO Group. Each solution offers different features suited to the needs of businesses in the Ivory Coast, whether it’s the local payment methods like mobile money services or international payment capabilities. However, NOWPayments stands out as the best payment gateway for Côte d’Ivoire due to its comprehensive support for over 350 cryptocurrencies, low transaction fees, and fast payment processing. This cryptocurrency payment gateway enables businesses to easily accept payments in multiple payment methods, including both digital and traditional payment systems. It offers a robust and secure solution for businesses in Côte d’Ivoire looking to optimize their payment infrastructure and streamline their payment methods across borders.
NOWPayments provides significant advantages for businesses in Côte d’Ivoire and across Africa, offering businesses the flexibility to accept diverse payment options, including mobile money, digital wallets, and cryptocurrencies. This payment processor stands out by providing a comprehensive payment platform with multiple payment options, ideal for businesses aiming to expand globally and serve both local and international customers. Its ease of integration and low fees make NOWPayments an attractive solution for forward-thinking businesses in Côte d’Ivoire looking to embrace new payment methods and optimize their payment systems. As one of Africa’s leading payment gateways, NOWPayments is positioned as the optimal choice for businesses in Côte d’Ivoire and beyond looking to leverage the latest in digital payments and stay ahead in the fast-evolving financial landscape.