A payment gateway is a technology that enables businesses to accept online payments securely and efficiently. It acts as an intermediary between the customer and the merchant, ensuring that transactions are processed smoothly while adhering to strict security protocols. For charitable organizations, these tools offer more than just a way to process donations; they create a streamlined donation process that enhances donor engagement and simplifies payment tracking. The right payment processor can reduce transaction costs and provide access to a broader range of supporters, making it easier to expand fundraising efforts.
The best payment processor for nonprofits in our ranking is NOWPayments, as it supports 350+ cryptocurrencies, allowing organizations to tap into a new wave of donors who prefer digital assets. This platform enables entities to accept donations in various payment methods, from traditional credit and debit cards to cutting-edge crypto options. With low processing fees and seamless integration, NOWPayments offers an accessible solution for those looking to enhance donation pages and expand their online giving capabilities. Its flexibility and cost-efficient structure make it an ideal choice for groups in need of a secure and efficient payment processing solution.
Choosing the right payment processor in 2026 is more important than ever for organizations to stay competitive in an increasingly digital world. The evolution of donation methods means that groups must be prepared to accept a variety of payment types, from credit card payments to mobile payment options and digital currencies. By offering multiple donation methods, entities can broaden their donor base and improve their fundraising outcomes. Additionally, selecting a platform that reduces processing fees and streamlines the donation process ensures that more of the funds go directly to the cause.
Here’s a list of payment processors for nonprofits:
- NOWPayments
- Square
- Bloomerang
- Regpack
- Zeffy
What We Considered When Choosing the Best Payment Gateway: Our Selection Criteria
Our goal in creating an unbiased comparison was to focus on the features that are critical for nonprofit organizations in 2026, ensuring that the platforms we assessed meet the specific needs of these organizations. This approach helps identify payment processors that not only meet fundamental requirements but also offer the tools and flexibility that nonprofits need to succeed in their fundraising efforts.
- Supported Assets: Essential for attracting a global or tech-savvy donor base, enabling nonprofits to accept a wide range of cryptocurrencies and other payment options.
- Fees: Directly impacts profitability, making it a top concern for nonprofits looking to minimize processing costs while maximizing donations.
- Custodial Flow: Non-negotiable for building trust and ensuring that funds are handled securely, whether through custodial or non-custodial models.
The comparative table below summarizes how each gateway performs in these three decisive categories, which we will explore in detail for each provider.
| Payment Gateway | Supported Assets | Fees | Fund Control |
| NOWPayments | 350+ digital currencies & 40+ fiat options accepted | ~0.5% mono‑currency, ~1% multi‑currency; promotion with zero network fee on USDT TRC20 for new partners | Custodial |
| Square | Major credit and debit cards, ACH, Apple Pay, Google Pay, and contactless NFC accepted | Standard fees ~2.9% + $0.30 per online transaction; in‑person ~2.6% + $0.15 | Standard merchant control |
| Bloomerang | Credit/debit cards, Apple Pay, Google Pay, ACH via integrated partners | ~2.0% + $0.30 per transaction | Platform-integrated control |
| Regpack | Credit/debit cards and other online channels via integrated processing | ~2.1% processing fee | Standard merchant control |
| Zeffy | All major credit and debit cards, ACH, Apple Pay, Google Pay with implementation | 0% processing or platform fees | Fully organization‑controlled |
NOWPayments
NOWPayments is the best crypto payment gateway that enables nonprofits to accept donations in over 350 digital currencies and 40+ fiat options. As a versatile nonprofit payment processing tool, it allows organizations to reach a global donor base with ease, offering a seamless and secure platform for transactions. The platform stands out by providing integration options that make online donation collection quick and efficient, using tools like customizable donation forms. NOWPayments is particularly valuable for nonprofits looking to diversify their donation methods and accept assets that appeal to modern, tech-savvy donors.
Supported Assets. NOWPayments supports over 350 cryptocurrencies, including popular coins like Bitcoin, Ethereum, and stablecoins such as USDT. This wide range of supported assets ensures nonprofits can access a diverse set of payment methods, providing flexibility in how donors contribute. With such broad support for digital currencies, it’s an ideal choice for nonprofits to accept donations from across the globe. This payment solution is designed specifically for nonprofits looking to leverage the rise of cryptocurrency for fundraising.
| Payment Method | Accept | Withdraw |
| Cryptocurrency | ✅ | ✅ |
| Credit/Debit Cards | ✅ | ✅ |
Fees. NOWPayments offers competitive fees, with ~0.5% for mono-currency transactions and ~1% for multi-currency donations. Additionally, the platform offers a special promotion where there are no network fees on USDT TRC20 deposits for the first two months. These low processing fees help nonprofits maximize their funds, which is essential for organizations focused on raising funds for their mission. This makes NOWPayments an excellent option for nonprofits looking for an affordable and secure payment platform.
| Fee Type | Amount | Note |
| Transaction Fee | 0.5% | For single cryptocurrency payments |
| Multi-Currency Fee | 1.0% | For transactions with multiple coins |
| USDT TRC20 Network Fee | 0% | For new partners (first 2 months) |
Fund Control. NOWPayments operates with a custodial fund control system, meaning it holds the funds securely while managing the donation process. This allows for smooth processing of donations, whether from credit card processing, cryptocurrency, or bank transfers. Nonprofits may appreciate the added security and reliability of custodial flow, ensuring that donor funds are handled safely. This system is particularly useful for organizations that want a seamless and secure nonprofit payment processing experience without worrying about complex configurations.
| Security Aspect | Status |
| Fund Control | Custodial |
| Access Speed | Instant |
Square
Square is a payment processor known for its ability to handle both online donations and in-person payments with ease. This payment platform is ideal for nonprofits that host events or need to process payments at physical locations with card readers. It provides a robust set of fundraising tools and integrated payment solutions for donations, ensuring a smooth user experience for both organizations and donors. Square’s easy setup and transparent fee structure make it a top payment option for nonprofits looking for a simple and reliable solution.
Supported Assets. Square supports traditional methods such as credit and debit card processing, including Apple Pay and Google Pay for online donation processing. However, it does not support cryptocurrency payments, which may be a limitation for nonprofits looking to diversify donation options. Nonprofits that primarily operate with card and mobile payment options will benefit from Square’s simplicity and ease of use. The platform also supports recurring donations, making it a good option for nonprofits that want to establish consistent fundraising streams.
| Payment Method | Accept | Withdraw |
| Cryptocurrency | ❌ | ❌ |
| Credit/Debit Cards | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
Fees. Square’s fee structure is straightforward, charging 2.9% + $0.30 for online donations and 2.6% + $0.15 for in-person card payments. These fees are competitive for nonprofits that want to process donations quickly and securely, especially for events or physical locations. Square’s transparent pricing and lack of monthly fees for its basic plan make it an appealing solution for smaller nonprofits. For organizations looking for a solution with no hidden fees, Square is a reliable choice.
| Fee Type | Amount | Note |
| Transaction Fee | 2.9% + $0.30 | For online donations |
| In-Person Fee | 2.6% + $0.15 | For in-person card payments |
Fund Control. Square uses a non-custodial system, where funds are deposited directly into the nonprofit’s bank account, ensuring full control. This feature makes it easy for organizations to access their donations quickly, typically within 1-2 business days. Square’s secure payment processing system provides peace of mind, ensuring that nonprofits can confidently accept payments from a variety of sources. This method also ensures that funds are available when needed, whether for daily operations or urgent funding needs.
| Security Aspect | Status |
| Fund Control | Non-Custodial |
| Access Speed | 1-2 Business Days |
Bloomerang
Bloomerang is a CRM and fundraising platform designed specifically for nonprofits, combining donor management with integrated nonprofit payment processing. It stands out by offering a comprehensive solution for donor engagement, enabling nonprofits to track donations and foster lasting relationships with supporters. Bloomerang’s fundraising tools also help streamline the donation process, making it easy for organizations to process payments securely. The platform integrates with Stripe for payments, ensuring that transactions are handled safely and efficiently.
Supported Assets. Bloomerang supports major payment methods through its integration with Stripe, including bank cards, ACH payments, and digital wallets like Apple Pay. However, it does not currently support cryptocurrency donations, limiting its appeal to donors who prefer digital currencies. Nonprofits using Bloomerang can still offer a wide variety of payment options while benefiting from the security and reliability of Stripe’s payment processing software. This platform is an excellent choice for organizations that require easy and secure integrated payment solutions.
| Payment Method | Accept | Withdraw |
| Cryptocurrency | ❌ | ❌ |
| Credit/Debit Cards | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
Fees. Bloomerang’s fees are approximately 2.0% + $0.30 per transaction, which are charged by Stripe. The platform also charges a monthly subscription fee for access to its CRM and donor management tools. This pricing structure is standard in the industry and offers a balance between processing costs and the value of the donor management features included. For nonprofits that want to centralize their donation processing and donor engagement, Bloomerang’s fees are reasonable.
| Fee Type | Amount | Note |
| Transaction Fee | 2.0% + $0.30 | For credit card donations |
| Monthly Fee | Varies | Subscription for CRM services |
| ACH Fee | 1.0% | For ACH payments |
Fund Control. Bloomerang offers a non-custodial fund control system, with payments processed through Stripe and deposited directly into nonprofit bank accounts. This ensures that organizations maintain full control over their funds, which are made available quickly. Nonprofits can also set up recurring donations, helping them secure ongoing support from their donors. Bloomerang’s integrated reporting tools provide nonprofits with valuable insights into donation patterns and donor behavior.
| Security Aspect | Status |
| Fund Control | Non-Custodial |
| Access Speed | Instant |
Regpack
Regpack is a customizable payment gateway and registration platform that helps nonprofits manage online donations and registrations for events. It integrates seamlessly with other fundraising tools, making it a great option for organizations that need both payment processing and event management features. Regpack’s user-friendly donation forms and secure payment processing make it easy for nonprofits to set up donation pages that meet their specific needs. The platform also provides reporting tools to help organizations track donations and evaluate fundraising performance.
Supported Assets. Regpack accepts all major bank cards, as well as ACH payments for donations. It does not currently support cryptocurrency transactions, making it more suitable for traditional donors. The platform offers a simple and secure way to process donations without the complexity of integrating multiple payment methods. Nonprofits using Regpack can access a reliable solution for processing both one-time and recurring gifts.
| Payment Method | Accept | Withdraw |
| Cryptocurrency | ❌ | ❌ |
| Credit/Debit Cards | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
Fees. Regpack charges a processing fee of around 2.1%, depending on the selected plan and transaction volume. This fee includes both payment processing and registration management, making it an all-in-one solution for nonprofits that need both. The platform also charges additional service fees for customized forms and advanced features, depending on the nonprofit’s needs. This transparent fee structure makes it easier for organizations to manage their budgets.
| Fee Type | Amount | Note |
| Transaction Fee | 2.1% | For card payments |
| Service Fees | Varies | Based on form customization |
Fund Control. Regpack uses a non-custodial system for handling funds, meaning donations are deposited directly into nonprofit accounts. The platform ensures that funds are available within 1-2 business days, allowing for timely access to donations. Regpack also allows nonprofits to manage recurring payments, making it easier to maintain a steady flow of donations over time. This system is ideal for nonprofits that need quick and secure access to donor contributions.
| Security Aspect | Status |
| Fund Control | Non-Custodial |
| Access Speed | 1-2 Business Days |
Zeffy
Zeffy is a nonprofit payment gateway that offers a unique value proposition by eliminating all processing and platform fees, allowing nonprofits to keep 100% of their donations. This makes it an excellent option for organizations looking to maximize their fundraising efforts without worrying about hidden charges. Zeffy supports various payment methods, including bank card processing, ACH, and digital wallets, providing a versatile solution for accepting donations both online and in-person. The platform is specifically designed for nonprofits, ensuring that the tools it offers are tailored to the unique needs of charitable organizations.
Supported Assets. Zeffy supports all major bank cards, as well as ACH payments and digital wallets like Apple Pay, making it accessible for most donors. However, Zeffy does not currently support cryptocurrency payments, which may limit its appeal to donors who prefer digital currencies. Despite this limitation, the platform’s simplicity and focus on traditional payment methods make it an excellent choice for charities looking to offer easy and secure donation options. Organizations looking for a straightforward donation processing solution will find Zeffy a reliable choice for collecting funds.
| Payment Method | Accept | Withdraw |
| Cryptocurrency | ❌ | ❌ |
| Credit/Debit Cards | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ |
Fees. Zeffy sets itself apart by charging no processing or platform fees, meaning that nonprofits can keep 100% of the donations they receive. This zero-fee model ensures that all funds go directly to the cause, making Zeffy an attractive option for organizations that want to maximize their fundraising impact. There are no setup or monthly fees, which is particularly beneficial for small or emerging nonprofits with limited budgets. This platform’s fee-free approach is a game-changer, helping nonprofits to channel more resources into their missions.
| Fee Type | Amount | Note |
| Transaction Fee | 0% | No fees for processing or platform usage |
Fund Control. Zeffy operates with a non-custodial fund control system, meaning donations are directly deposited into the nonprofit’s bank account, ensuring full control over the funds. This feature allows nonprofits to maintain complete transparency and autonomy over their financial resources. Donations are processed quickly, allowing organizations to access funds with minimal delay. Zeffy’s user-friendly interface makes it easy for nonprofits to track donations and manage their finances efficiently.
| Security Aspect | Status |
| Fund Control | Non-Custodial |
| Access Speed | Instant |
Conclusion
In this review, we’ve analyzed the main payment gateways for nonprofits in 2026, including NOWPayments, Square, Bloomerang, Regpack, and Zeffy. Each of these platforms offers unique features and benefits, but when it comes to accepting donations in a wide range of assets, minimizing fees, and ensuring secure payment processing, NOWPayments stands out as the best option. For organizations looking to expand their fundraising efforts, especially those interested in accepting cryptocurrency donations, NOWPayments provides the most comprehensive solution. Its seamless integration, low fees, and flexibility make it a top choice for those who want to future-proof their donation process.
NOWPayments excels by offering over 350 cryptocurrencies and 40+ fiat options, competitive processing fees, and a custodial fund control system that ensures security and ease of access. These advantages are crucial for those looking to tap into new donor bases, especially tech-savvy individuals who prefer digital currencies. Its user-friendly setup and transparent pricing ensure that more of the funds go directly to the cause while providing donors with a seamless giving experience. For forward-thinking organizations, NOWPayments is the optimal solution, ensuring smooth, secure, and cost-effective payment processing for years to come.