A payment gateway is a piece of technology that helps businesses take payments online and keeps transactions safe between customers and businesses. A payment gateway is necessary in today’s digital economy to make payments quickly and easily. Companies need to make sure that their customers can pay for things online without any problems.
NOWPayments is the best crypto payment gateway on our list because it works well for businesses, supports a lot of different cryptocurrencies, and has low fees for transactions. NOWPayments is the best choice for Swiss businesses that want to stay ahead in the fast-paced world of digital payments because it lets them choose how to pay.
In 2025, it is more important than ever to choose the right payment gateway, especially in Switzerland, where the need for quick and safe payment processing is growing. There are both old-fashioned and new digital payment methods in Switzerland. Because the country accepts both international and local payment methods, payment providers need to offer a variety of options. This includes mobile payment apps like Twint. Choosing the right payment processor can help businesses process payments more quickly, save money, and make their customers happier. In a competitive market, a reliable payment solution makes sure that businesses can meet the needs of Swiss customers, who want both safety and ease of use.
Here’s a list of the best payment gateways for Switzerland:
- NOWPayments
- Payrexx
- CoinGate
- TransFi
- Datatrans
| Payment Gateway | Transaction Fees | Supported Payment Methods | Security Measures |
| NOWPayments | 0.5% (crypto) | 350+ Crypto, 40+ Fiat | Non-Custodial + Custodial, 2FA, KYC/KYB, AML, 2FA |
| Payrexx | 1.5% (crypto) | 30+ Methods (Cards, PayPal, Twint, Bank Transfer) | PCI DSS, Basic Fraud Protection, FINMA-compliant, 2FA |
| CoinGate | 1.0% (crypto) | 70+ Crypto, Cards, Bank Transfer | Non-Custodial, PCI DSS, Basic Fraud Protection, FINMA-compliant, 2FA |
| TransFi | 1.0% (crypto) | 30+ Crypto, Cards, Bank Transfer | Non-Custodial, PCI DSS, 2FA |
| Datatrans | 1.0% (crypto) | 20+ Methods (Cards, PayPal, Bank Transfer) | Custodial, PCI DSS Level 1 |
NOWPayments
NOWPayments is the best cryptocurrency payment gateway because it makes it easy for businesses in Switzerland and around the world to get paid. NOWPayments is one of the best ways to pay in Switzerland. Businesses can accept payments in a lot of different ways because it works with more than 350 cryptocurrencies and more than 40 fiat currencies. This payment method is great for online stores because it works with a lot of different ways to pay, like credit cards, bank transfers, and popular mobile payment apps in Switzerland. NOWPayments is one of the best payment processors for businesses that want to make it easier to process payments because it has low fees and great tools for integrating with other systems.
Supported Payment Methods. NOWPayments lets businesses in Switzerland accept payments from customers in Switzerland and around the world. It takes a lot of different kinds of payments, including more than 350 cryptocurrencies and more than 40 fiat currencies. NOWPayments gives businesses these popular ways to pay so that they can meet the needs of their customers. This makes the process of paying better. People can also pay in other ways on the platform, making it a safe and easy way for people all over the world to pay.
| Payment Method | On-ramp | Off-ramp | Fiat |
| Cryptocurrency | ✅ | ✅ | ❌ |
| Credit/Debit Cards | ✅ | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ | ✅ |
| Digital Wallets | ✅ | ✅ | ✅ |
Transaction Fees. NOWPayments is one of the best ways to pay in Switzerland. It has low transaction fees, which helps businesses keep their costs down when they process payments. Cryptocurrency is the best way for businesses to accept online payments with as little extra work as possible because the fee is only 0.5%. There are no monthly or setup fees, which makes it easy for businesses to add this payment system to what they already have. The 0.5% conversion fee for crypto-to-fiat exchanges makes it even easier for businesses to turn digital currencies into Swiss francs or other fiat currencies, which makes the payment processing experience even better.
- Processing Fee: 0.5% (for crypto payments)
- Monthly/Setup Fee: ❌ None
- Conversion Fee: 0.5% (for crypto-to-fiat conversion)
- International Fee: ❌ None
Security & Compliance. Companies in Switzerland trust NOWPayments to handle their payments because they care a lot about safety. NOWPayments is a non-custodial platform, so businesses can keep track of their money. This protects customers’ payment information and keeps transactions safe. There is also a choice for custody, though. It follows important rules like PCI DSS and ISO 27001 to keep payments safe, and it has advanced AI fraud protection to stop fake transactions. NOWPayments also supports KYC and AML measures, which help businesses follow the rules and make sure that customers can pay safely and easily.
- Funds Model: Non-Custodial & Custodial
- Security Certs: PCI DSS, ISO 27001
- Fraud Protection: Advanced AI
- Compliance: KYC/AML
Payrexx
Payrexx is a payment gateway in Switzerland that is easy to use and lets businesses accept payments online quickly and safely. This Swiss gateway is unique because it can accept both local payment methods like Twint and well-known ones from around the world. Payrexx helps businesses get the most out of the payment systems that are becoming more popular in Switzerland and other countries. This makes sure that customers have an easy time paying. Payrexx is one of the best payment gateways in Switzerland because it has features that can be changed and low fees for each transaction. It works with businesses of all sizes and lets you pay in a number of ways.
Supported Payment Methods. Payrexx is one of the best payment gateways in Switzerland because it lets you pay in a lot of different ways. On the platform, businesses can accept credit and debit cards, bank transfers, and digital wallets like PayPal, Apple Pay, and Google Pay. You can also pay in Switzerland with local methods like Twint, which is one of the most common ways to pay there. This wide range of payment options makes it easy for businesses to meet their customers’ needs, which makes the payment process go smoothly.
| Payment Method | On-ramp | Off-ramp | Fiat |
| Cryptocurrency | ❌ | ❌ | ❌ |
| Credit/Debit Cards | ✅ | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ | ✅ |
| Digital Wallets | ✅ | ✅ | ✅ |
| Twint | ✅ | ✅ | ✅ |
Transaction Fees. Payrexx has a clear fee structure, which is good for Swiss businesses that want to save money on processing payments. The site charges 1.5% for crypto payments, but the rates for regular payments are very good. Payrexx is a good payment service for businesses that want to take payments online but do not want to pay a lot of money up front because there are no setup or monthly fees. Payrexx is a great payment processor for businesses that want to keep their payments running smoothly because it does not cost too much.
- Processing Fee: 1.5% (for crypto payments)
- Monthly/Setup Fee: ❌ None
- Conversion Fee: 1.5% (for crypto-to-fiat conversion)
- International Fee: ❌ None
Security & Compliance. Payrexx puts a lot of emphasis on safe payment processing, which is very important for businesses in Switzerland. This platform is PCI DSS certified, which means that your payment information is always safe when you use it. Payrexx is a safe payment gateway for businesses because it has basic fraud protection that keeps businesses safe from fraud. Payrexx follows KYC and AML rules, which makes it even safer. This makes sure that customers can pay without any problems and that businesses are following the rules.
- Funds Model: Custodial
- Security Certs: PCI DSS
- Fraud Protection: Basic
- Compliance: KYC/AML
CoinGate
CoinGate is one of the best ways for businesses to accept cryptocurrency payments online. This is a great option for businesses in Switzerland and other places. CoinGate is one of the best payment gateways in Switzerland because it lets businesses accept payments in more than 70 cryptocurrencies and other ways. This flexibility helps businesses meet the needs of a wide range of customers while still making it easy to pay. CoinGate is one of the best payment systems in Switzerland because it lets businesses add secure payment processing to their existing systems. This is true for businesses of all sizes.
Supported Payment Methods. CoinGate lets businesses in Switzerland and around the world accept payments in a lot of different ways. This includes both new and old ways to pay. Businesses can use CoinGate to pay in a variety of currencies, such as Bitcoin, Ethereum, Litecoin, and regular currencies like EUR and USD. There are many ways to pay, both in your area and around the world. This means that businesses can meet the needs of a wide range of customers. CoinGate makes it easy for merchants in Switzerland and other places to accept payments by giving them different ways to pay.
| Payment Method | On-ramp | Off-ramp | Fiat |
| Cryptocurrency | ✅ | ✅ | ❌ |
| Credit/Debit Cards | ❌ | ❌ | ❌ |
| Bank Transfer | ❌ | ❌ | ❌ |
Transaction Fees. Businesses that want to keep their payment processing costs low should use CoinGate because it has low transaction fees. There are no setup or monthly fees for the platform, and it only takes 1% of all crypto payments. It is easy for businesses to add this to their current payment system. This quick way of handling payments makes it possible for businesses to offer a low-cost option and for customers to pay easily. This simple pricing system lets businesses keep track of their payment costs without any problems. This is why it is one of the best ways for businesses of all sizes to accept payments.
- Processing Fee: 1% (for crypto payments)
- Monthly/Setup Fee: ❌ None
- Conversion Fee: Dependent on choice of settlement currency (typically minimal)
- International Fee: ❌ None
Security & Compliance. CoinGate is a safe payment service provider that businesses in Switzerland and around the world can trust. The platform meets KYC and AML standards, which means that businesses can safely process payments and still follow the rules. Merchants can also find and stop fake transactions more easily with real-time wallet checks and better fraud protection. This makes them feel better. CoinGate gives businesses the tools they need to safely handle payments and keep themselves safe from fraud, so they can be sure that they are handling payment information correctly.
| Security Aspect | Status |
| Fund Control | Your wallet |
| Access Speed | Instant |
| Fraud Protection | Advanced AI, Real-time Monitoring |
| Compliance | KYC/AML |
TransFi
TransFi is a payment gateway that lets businesses accept both digital and traditional payments, which helps them grow their payment systems. TransFi is one of the best payment services in Switzerland because it lets you pay with a lot of different cryptocurrencies, as well as with regular bank transfers and credit cards. Businesses can meet the needs of a wide range of customers, no matter how they want to pay, whether it is with crypto or cash. Because it has safe payment processing and easy payment options, TransFi is the best payment processor for businesses that want to give their customers the best payment experience.
Supported Payment Methods. TransFi takes a lot of different kinds of payments, like cryptocurrencies and regular ones. Businesses in Switzerland can accept payments on the platform using bank transfers, credit cards, and a number of cryptocurrencies. This makes it a great option for businesses in many different fields. TransFi accepts a wide range of payment methods, which means that businesses can serve customers both in their own country and around the world. This is why TransFi is a great payment processor for businesses that want to give customers more than one way to pay while still using the best payment methods in Switzerland.
| Payment Method | On-ramp | Off-ramp | Fiat |
| Cryptocurrency | ✅ | ✅ | ❌ |
| Credit/Debit Cards | ✅ | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ | ✅ |
Transaction Fees. Businesses can easily figure out how much it costs to process payments with TransFi because its transaction fees are clear. The platform charges a fair 1.0% fee for crypto payments and does not charge any fees to set up or use the service. This helps businesses keep their costs down when they take payments. TransFi is a cheap payment gateway provider because its prices are clear. This is especially true for businesses that need to accept both digital and real-world money online. With this pricing model, businesses can keep their payment systems running without having to pay anything extra.
- Processing Fee: 1.0% (for crypto payments)
- Monthly/Setup Fee: ❌ None
- Conversion Fee: Dependent on settlement currency
- International Fee: ❌ None
Security & Compliance. TransFi takes security and compliance very seriously, so businesses can safely accept payments in Switzerland and around the world. It is safe to handle payment information on the platform because it follows PCI DSS rules. TransFi also has advanced fraud protection that keeps both customers and merchants safe from fake transactions. TransFi helps businesses safely process payments by following KYC and AML rules. This gives businesses peace of mind and makes sure they follow the same rules that everyone else does.
| Security Aspect | Status |
| Fund Control | Your wallet |
| Access Speed | Instant |
| Fraud Protection | Advanced AI, Real-time Monitoring |
| Compliance | KYC/AML |
Datatrans
Datatrans is one of the ways to pay in Switzerland. People know that it can quickly and easily process payments for businesses and that it supports both traditional and cryptocurrency payments. Datatrans is one of the best ways to pay in Switzerland. It lets businesses accept payments in a lot of different ways, so it is a great choice for businesses that want to take payments from customers in other countries as well as in their own country. The company is known for its safe and easy payment options, which help businesses accept online payments safely and make the payment process better for their customers. No matter where you are in the world or in Switzerland, Datatrans is great at processing payments online. They have digital payment options that work for a wide range of businesses.
Supported Payment Methods. Datatrans supports a wide range of payment methods, so businesses can take payments from customers all over the world. The platform accepts both old and new ways to pay, such as credit and debit cards, bank transfers, cryptocurrency, and mobile payment apps. This flexibility lets businesses accept the most common ways to pay in Switzerland and around the world, which means they can meet the needs of all their customers. Datatrans is a payment gateway that lets you pay in a lot of different ways. This makes it easy to pay for things with different methods.
| Payment Method | On-ramp | Off-ramp | Fiat |
| Cryptocurrency | ✅ | ✅ | ❌ |
| Credit/Debit Cards | ✅ | ✅ | ✅ |
| Bank Transfer | ✅ | ✅ | ✅ |
| Mobile Payment Apps | ✅ | ✅ | ✅ |
Transaction Fees. Datatrans offers a competitive and transparent fee structure, making it an excellent payment gateway provider for businesses looking to manage their payment processing costs efficiently. While transaction fees vary depending on the payment method, Datatrans generally provides low fees for online payment processing, ensuring businesses can offer affordable payment options. For crypto payments, fees are fixed and predictable, allowing businesses to incorporate alternative payment methods without worrying about excessive costs. This fee structure makes Datatrans one of the top payment providers in Switzerland for companies aiming to accept payments securely while minimizing expenses.
- Processing Fee: Variable (based on method, typically 1%–2%)
- Monthly/Setup Fee: ❌ None
- Conversion Fee: 1% (for crypto-to-fiat conversion)
- International Fee: ❌ None
Security & Compliance. Datatrans places a high priority on secure and seamless payment processing by implementing advanced fraud protection and adhering to PCI DSS standards. This ensures that payment details are securely handled, safeguarding both merchants and customers during transactions. The platform also integrates KYC/AML procedures to comply with international regulations, making it a reliable payment gateway provider for businesses operating in Switzerland and abroad. With its emphasis on secure payment processing and payment gateways that enable safe transactions, Datatrans provides businesses with the tools needed to ensure compliance and protect against fraud.
| Security Aspect | Status |
| Fund Control | Custodial |
| Access Speed | Instant |
| Fraud Protection | Advanced AI |
| Compliance | KYC/AML, PCI DSS |
Conclusion
In this article, we have analyzed the main payment gateways available for businesses in Switzerland, considering their features, transaction fees, and security measures. The gateways discussed include NOWPayments, Payrexx, CoinGate, TransFi, and Datatrans, all of which offer robust solutions for accepting payments in Switzerland. However, when focusing on the niche of cryptocurrency payments and the growing demand for alternative payment methods, NOWPayments stands out as the best choice.
NOWPayments is the top payment gateway provider for businesses in Switzerland looking to integrate both traditional and crypto payments. With support for over 350 cryptocurrencies and 40+ fiat currencies, it enables businesses to cater to a broad customer base, ensuring a seamless payment experience. The platform’s low transaction fees, transparent pricing, and easy integration tools give businesses a cost-effective and secure payment processing solution. Furthermore, its non-custodial model with a custody option available and advanced security measures make it a reliable option for forward-thinking businesses in Switzerland.