A payment gateway is a piece of technology that makes it easier for businesses to take payments online. It does this by providing a smooth way to handle card payments and a number of other digital payment choices. E-commerce is still growing in Italy; thus, having the best payment gateway is important for businesses to provide their clients the safest and most generally accepted payment alternatives. By using the right payment gateway, merchants may accept a wide range of payment methods, such as mobile payments and transactions from other countries. Companies in Italy will have to adapt to the changing payment landscape and choose a solution that fits with the newest trends in digital payments by 2026.
The best payment gateway for Italy in our rating is NOWPayments, which stands out as the top solution for businesses looking to accept cryptocurrency payments. This payment solution works with popular digital currencies like Bitcoin and Ethereum, making it a great choice for Italian firms who want to get involved in the growing cryptocurrency sector. NOWPayments is a very helpful payment solution for online stores since it is easy to use and works well with many e-commerce platforms. NOWPayments is a reliable and affordable payment system that works well with cryptocurrencies. Cryptocurrencies are still a popular way to pay in Italy and all throughout Europe.
In 2026, Italian businesses will need to use the right payment gateway since online payments are becoming more and more important. Businesses need a payment system that can handle transactions quickly and safely. There are several ways to pay, such as credit cards and bank transfers. A secure payment gateway protects credit card information, which builds trust in your organization. The right solution can make payments easier, speed up transactions, and help Italian businesses stay competitive in the fast-changing world of online purchasing.
Here’s a list of payment gateways for Italy:
- NOWPayments
- PayPal
- Stripe
- Nexi
- Braintree
What We Considered When Choosing the Best Payment Gateway: Our Selection Criteria
We looked at the most important features for Italian businesses to be able to quickly and safely accept online payments to find the best payment tools for them. Our plan was to look into all of the payment companies out there and focus on the things that were most important for Italian companies so they could give their users the best digital payment experience possible.
- Payment Methods Support: If you want to get customers from all over the world, you need to accept well-known digital currencies like Bitcoin and Ethereum. It is especially true in Italy, where people are becoming more interested in cryptocurrencies.
- Integration Tools: For businesses to be able to process payments with their current e-commerce platforms and online payment systems, they need to quickly make a payment gateway option that is as easy to use as possible.
- Transaction Fees: The way fees are set up and how clear they are affect wages directly, and this is very important for Italian businesses.
There are three important places where this table shows how well each payment method works. In the next sections, we will talk about each service in more detail.
| Payment Gateway | Payment Methods Support | Transaction Fees | Integration Tools |
|---|---|---|---|
| NOWPayments | 350+ cryptocurrencies, 40+ fiat options | 0.5% for crypto payments, 1% for conversion; 0% network fees on USDT TRC20 deposits for the first 2 months for new partners | API, E-commerce Plugins, Payment Links |
| PayPal | Credit/Debit Cards, PayPal Balance, Digital Wallets | 2.9% + $0.30 per transaction | API, E-commerce Plugins, Payment Links |
| Stripe | Credit/Debit Cards, Bank Transfers, Digital Wallets | 2.9% + $0.30 per transaction | API, E-commerce Plugins, Payment Links |
| Nexi | Credit/Debit Cards, Bank Transfers | 1.5% per transaction | API, E-commerce Plugins, Payment Links |
| Braintree | Credit/Debit Cards, PayPal, Digital Wallets | 2.9% + $0.30 per transaction | API, E-commerce Plugins, Payment Links |
NOWPayments as the best payment gateway in Italy
NOWPayments is the best crypto payment gateway that lets businesses take payments in both traditional and digital ways, combining support for card, wallet, and cryptocurrency transactions into one payment system. It supports over 350 cryptocurrencies and several fiat currencies, making it a flexible payment service provider. The platform gives retailers more options than most standard gateways, which usually only allow a small number of common payment methods. This international payment gateway charges modest fees for transactions and gives Italian businesses the tools they need to take payments online or in person from consumers all throughout Europe and beyond. NOWPayments is a modern choice for businesses who want to keep up with the changing needs of worldwide payment systems and online shopping. It features strong tools for integration and focuses on new ideas.
Payment Methods Support. Merchants may use NOWPayments to accept payments in more than 350 cryptocurrencies and more than 40 fiat currencies. This enables them use bitcoin, regular credit cards, and digital wallets to handle payments. Businesses in Italy may take payments from clients in Italy and other countries since it supports a wide range of payment options. NOWPayments gives companies an edge in the changing world of payments by making it easier for them to accept both standard online payment methods and new ones like cryptocurrencies. This wide range of payment choices gives businesses a flexible way to improve their operations on both a global and local level.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Cryptocurrency | ✅ | ✅ |
| Credit/Debit Cards | ✅ | ✅ |
| Fiat Currencies | ✅ | ✅ |
Transaction Fees. NOWPayments charges a modest 0.5% fee for processing bitcoin payments and a 1% fee for converting them. This makes it cheaper than many other international payment gateways. New partners may also save money on early adoption costs by not having to pay any network fees on USDT TRC20 deposits for the first two months. NOWPayments is good for Italian e-commerce businesses and other merchants that want to keep their payment costs as low as possible because these fees are clear and fair. Italian businesses profit from a dependable payment system cost since the fees are clearly based on how much the system is used, with no hidden fees.
| Fee Type | Amount | Note |
|---|---|---|
| Crypto Payment Fee | 0.5% | For cryptocurrency payments |
| Conversion Fee | 1% | For converting crypto to fiat |
| USDT TRC20 Deposit Fee | 0% (First 2 months) | Zero network fees for new partners |
Integration Tools. NOWPayments makes it easier to connect with popular shopping sites by offering integration solutions including API support, e-commerce plugins, and payment links. Its features make it easy for businesses to take a wide range of online payments without having to worry about a lot of technical details. NOWPayments can be quickly added to Italian businesses’ websites, mobile apps, or in-store systems, making it easy for customers to pay on all of these platforms. This payment gateway may be easily and quickly integrated into your system thanks to its thorough documentation and strong support.
| Tool / Integration | Available |
|---|---|
| API | ✅ |
| E-commerce Plugins | ✅ |
| Payment Links | ✅ |
PayPal
PayPal is a well-known payment gateway and one of the most popular ways for Italian businesses to get paid by clients from all over the world and in Italy. PayPal is a popular way to pay in Italy and all around Europe since it makes it easy for businesses to accept card, bank, and digital wallet payments. Italian shoppers and payers feel safe when they buy things or pay for services online since the system has strong buyer protection measures and people trust it. Many businesses utilize PayPal as a payment method since it is widely accepted and works quickly. But its fees could be higher than those of certain competitors.
Payment Methods Support. PayPal helps businesses take credit and debit cards, PayPal balances, and different digital wallets, giving customers a lot of ways to pay. PayPal is a well-known way to pay for things online in Italy and throughout the world. This diversity lets firms reach clients in both domestic and foreign markets, which improves conversion rates in online payment procedures. PayPal makes it easier for businesses to be paid through a wide range of channels by offering a wide range of both traditional and digital payment alternatives.
| Payment Method | Accept | Withdraw |
|---|---|---|
| PayPal Balance | ✅ | ✅ |
| Credit/Debit Cards | ✅ | ✅ |
| Digital Wallets | ✅ | ✅ |
| Bank Transfers | ✅ | ❌ |
Transaction Fees. PayPal charges regular transaction fees that depend on the kind of payment and whether it is a domestic or international transaction. The costs may sometimes be higher than those of more specialized gateways, but the clear and constant pricing structure makes it easy for businesses to keep track of their money. Sellers that make a lot of sales pay lower fees, and other features like support for several currencies make it easier for overseas consumers to pay. PayPal’s fees show how strong its worldwide payment system is and how many services it offers.
| Fee Type | Amount | Note |
|---|---|---|
| Transaction Fee | 2.9% + $0.30 | Domestic transactions |
| International Fee | Varies by country | Based on location |
Integration Tools. PayPal has a lot of ways to connect with other services, such as an easy-to-use API, e-commerce plugins, and direct connections for quick payments. Businesses in Italy may easily start taking payments since it works well with well-known systems like WooCommerce, Shopify, and BigCommerce. PayPal can meet the needs of businesses of all sizes, whether they are online or in person, because its integration tools are so flexible. This wide range of integration options lets companies that are not very tech-savvy start processing payments right away.
| Tool / Integration | Available |
|---|---|
| API | ✅ |
| E-commerce Plugins | ✅ |
| Payment Links | ✅ |
Stripe
Stripe is a top payment gateway that lets Italian companies take payments online. It works with a wide range of local, card, and wallet payment methods. It is one of the best options for developers since it has advanced APIs and SDKs that let retailers create customized payment experiences. Stripe works with a lot of different ways to pay that are available in Europe and throughout the world. Because it can be used in so many different ways, it is a great choice for organizations who do business in both the US and other countries. It is one of the best payment systems for both e-commerce and complex platforms. It has features like fraud detection, subscription billing tools, and configurable checkout choices.
Payment Methods Support. Stripe offers more than 60 payment options, including card networks, bank transfers, and popular digital wallets. This lets Italian firms take payments from a wide range of marketplaces. This wide range of capabilities lets businesses give clients the payment alternatives they choose, such as mobile payments and different European methods. Stripe can handle many different sorts of payments, which makes the checkout process better for firms who do business online and in person. Stripe works well in Italy since it accepts both global and local payment methods.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Credit/Debit Cards | ✅ | ✅ |
| Bank Transfers | ✅ | ✅ |
| Digital Wallets | ✅ | ✅ |
| Local Payment Methods | ✅ | ✅ |
Transaction Fees. Stripe’s fees are clear and fair. The typical rates for card and wallet transactions depend on where you are and how you pay. The gateway’s prices show that it has a wide range of tools, including advanced fraud management and the capacity to handle payments all over the world. Stripe gives businesses who do a lot of transactions customized pricing to make sure it meets their needs more precisely. A lot of Italian businesses choose Stripe since it has strong services and clear fees.
| Fee Type | Amount | Note |
|---|---|---|
| Transaction Fee | 2.9% + $0.30 | Domestic transactions |
| International Fee | Varies by country | Based on location |
Integration Tools. Stripe makes it easier to connect with popular e-commerce platforms by providing strong APIs, mobile SDKs, and tools that are ready to use. These tools help Italian businesses make payment experiences that fit their brand and the way their customers shop. Stripe’s ecosystem has reporting and analytics tools that make it easier to understand how payments work and how customers act. Stripe is one of the most flexible payment gateways for modern businesses since it has great support for developers and is very flexible.
| Tool / Integration | Available |
|---|---|
| API | ✅ |
| E-commerce Plugins | ✅ |
| Payment Links | ✅ |
Nexi
Nexiis the best domestic payment gateway in Italy and one of the best payment service providers in all of Europe. It has a full range of digital payment options. Nexi is the biggest payment processor in Italy. It lets companies take payments using card networks, debit systems like BANCOMAT, and mobile payment methods. This makes sure that local payment options are well supported. Because it works well with Italian banks and follows European payment rules, it has become a popular way for local companies to accept payments from both local and foreign customers. Nexi is an important part of Italy’s payment system since it focuses on safe ways to make payments and is widely accepted at both physical and online stores.
Payment Methods Support. Nexi works with major card networks, local debit systems like BANCOMAT Pay, and digital wallets to give Italian businesses a wide range of payment choices. It works well with how Italians want to pay because it has several agreements with local banks. This series lets companies take payments online and in person by offering easy-to-use payment choices. Nexi meets the needs of many different types of merchants by combining local and traditional payment methods with global standards.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Credit/Debit Cards | ✅ | ✅ |
| Bank Transfers | ✅ | ✅ |
| Digital Wallets | ✅ | ✅ |
| Local Payment Methods | ✅ | ✅ |
Transaction Fees. Nexi charges a competitive transaction cost of 1.5%, which is lower than the rates paid by certain international gateways. The simple pricing system lets firms know exactly what fees they may expect. Nexi usually costs less for transactions within the country, although rates for transactions outside the country might change depending on the kind of payment and the currency used. Nexi is a great choice for Italian firms since it focuses on offering processing solutions that are affordable.
| Fee Type | Amount | Note |
|---|---|---|
| Transaction Fee | 1.5% | Domestic transactions |
| International Fee | Varies by location | Based on currency |
Integration Tools. Nexi charges a competitive transaction cost of 1.5%, which is lower than the rates paid by certain international gateways. The simple pricing system lets firms know exactly what fees they may expect. Nexi usually costs less for transactions within the country, although rates for transactions outside the country might change depending on the kind of payment and the currency used. Nexi is a great choice for Italian firms since it focuses on offering processing solutions that are affordable.
| Tool / Integration | Available |
|---|---|
| API | ✅ |
| E-commerce Plugins | ✅ |
| Payment Links | ✅ |
Braintree
Braintree is an international payment gateway, owned by PayPal, that lets Italian businesses accept a wide range of payment methods, such as credit and debit cards and digital wallets. It makes it easier to handle payments throughout the world and works with both traditional credit cards and newer wallet options. This gives businesses a flexible way to take payments. Braintree is a great alternative for businesses that want to reach both local and international clients since it works well with PayPal and many other e-commerce payment platforms. Braintree is a reliable choice for purchasing online and in person since it has strong fraud protection mechanisms, supports mobile payments, and can handle numerous currencies.
Payment Methods Support. Braintree integrates with major card networks, PayPal, and digital wallets like Apple Pay and Google Pay. This helps companies take payments in a variety of ways. This wide range of support lets businesses serve a wide range of clients, from those who choose to pay with a card to others who choose other digital means. It makes the checkout process better for internet customers who want more options. Braintree makes it easier for firms who do business throughout the world to accept payments in many different currencies.
| Payment Method | Accept | Withdraw |
|---|---|---|
| Credit/Debit Cards | ✅ | ✅ |
| PayPal | ✅ | ✅ |
| Digital Wallets | ✅ | ✅ |
| Bank Transfers | ✅ | ✅ |
Transaction Fees. Braintree’s transaction fees are competitive and typically equivalent to PayPal’s, making it easier for businesses to manage their spending. It explains the expenses of both local and foreign transactions, which is useful to firms that operate across borders. Braintree streamlines payment processing for complicated payment systems by enabling them to accommodate a wide range of payment methods under the same price structure. These characteristics make it one of the most popular foreign payment gateways for Italian firms.
| Fee Type | Amount | Note |
|---|---|---|
| Transaction Fee | 2.9% + $0.30 | Domestic transactions |
| International Fee | Varies by country | Based on location |
Integration Tools. Braintree offers simple APIs, SDKs, and plugins that enable developers to interact with popular mobile and e-commerce apps. Its tools also help firms monitor payments, both in person and online. Braintree makes things safer and easier to use by incorporating fraud protection features and letting users to customize their checkout experience. Because of this flexibility, Italian businesses may find a dependable and flexible payment mechanism.
| Tool / Integration | Available |
|---|---|
| API | ✅ |
| E-commerce Plugins | ✅ |
| Payment Links | ✅ |
Conclusion
This piece described the main ways that Italian businesses can accept payments. Some examples are NOWPayment, PixelPay, Nexi, Braintree, and PayPal. With different platforms, different types of businesses can benefit from different features and services. With NOWPayments, Italian businesses can accept a lot of different types of payments. As a cost-effective and easy-to-use solution, NOWPayments takes both common and uncommon payment methods. Anywhere in the world, including Italy, this is the best way for businesses to accept funds online. With NOWPayments, businesses that want to grow can accept payments online or in person. For this image, it is thanks to its easy-to-use integration tools, low transaction fees, and wide range of payment methods supported.
An excellent feature of NOWPayments is that it works with over 350 digital currencies and 40 fiat currencies. Using this tool, businesses can easily deal with money from around the world. Italian companies can save a lot of money with this service’s low fees: 0.5% for cryptocurrency payments and 1% for currency changes. You do not have to pay network fees for USDT or TRC20 payments, for example. By connecting their payment systems to APIs, e-commerce apps, and payment links, NOWPayments helps businesses make their current payment systems better. Simply put, NOWPayments is the best online payment system for Italian companies that want to make their payment methods better in Italy and around the world.