Managing multiple wallets or relying on third-party platforms for crypto swaps can be inconvenient, slow, and expensive. That’s why NOWPayments offers the Conversions feature — a fast, secure, and ultra-low-cost way to swap crypto directly within your account.
🔄 What Is the Conversions Feature?
Conversions let you instantly exchange one cryptocurrency for another inside the NOWPayments system. No need to withdraw funds, send them elsewhere, or pay high network fees. You swap assets with a few clicks — directly from your Custody balance.
💡 Key Benefits
- Ultra-low fees – Just a 0.5% service fee. No network fees at all, because swaps happen off-chain.
- Volatility protection – Instantly rebalance your portfolio or lock in stable assets at the right moment.
- Huge coin selection – Convert between 300+ cryptocurrencies, anytime.
⚙️ How to Enable Conversions
To use Conversions, you must:
- Enable Custody in your account.
- Create a Balance in the currencies you want to convert.
🔹 Step 1: Add a Payout Wallet
Go to Settings > Payments > Payout Wallets
Click ‘Add new wallet’, select a currency — and that’s it. You’ll start building a balance for that coin automatically.

🔹 Step 2: Manage Your Balances
Go to Dashboard > Custody > Balances
There, you can view balances and launch conversions instantly.

🔁 How to Convert Crypto
Option 1: From Your Dashboard

- Log in to your account
- Find the Custody balance box
- Click ‘Conversions’
- Choose:
- Currency to convert from
- Currency to convert to
- Amount
- Click Confirm — Done!
Option 2: Via Custody Tab
- Navigate to Dashboard > Custody > Balances
- Click ‘Convert’ next to the coin
- Select desired currencies and amount
- Confirm — conversion happens instantly
📊 Where to Find Conversion History
- Go to Custody > Conversions
- Filter and sort all past conversions
- Export reports in .pdf, .csv, or .xls
🟩 Final Thoughts
Whether you’re a high-volume merchant or managing small balances across tokens, Conversions is your frictionless way to optimize your crypto. No external tools. No hassle. Just smart, secure swaps — built right into NOWPayments.