bitcoin diamond

Welcome Bitcoin Diamond: New Coin Added!

What is BCD?

BCD (Bitcoin Diamond) is a blockchain that was created as the result of Bitcoin’s fork. The main goal of launching Bitcoin Diamond was to make improvements to the BCE protocol, reduce transaction fees, speed up confirmation time, and make an effort to solve Bitcoin’s mining centralization, scalability problems and a high threshold for new members. This will allow BCD to provide the best solutions for financial companies around the world.  The team behind Bitcoin Diamond’s wants to create a cryptocurrency that could be used as a convenient and secure currency for the underbanked peoples of the world. All these things make Bitcoin Diamond one of the most convenient currencies to pay online. NOWPayments is very excited to have it on board!

NOWPayments is an innovative gateway for crypto payments that supports most of the major currencies and constantly working on bringing in the new coins. Our API is designed to guarantee a quick deploy on your website or service and ensure instant funds withdrawal. 

Other NOWPayments advantages include:

  • Instant auto conversion of funds.
  • The widest among competitors arrange of coins 
  • Transparent, simple and hassle-free API. 
  • Convenient dashboard and store settings and reliable 24/7 support.
  • Custody-free service with no hidden fees. 

Quickstart here!

Why Is The NOWPayments Service Fee-Free?

Why Is The NOWPayments Service Fee-Free?

With the wide variety of options to start accepting cryptocurrency payments as a merchant for your (online) store, you might wonder what the right option is. The ease to integrate the payment solution into your store is a big consideration; the other might be pricing. The moment you start accepting cryptocurrency payments, what happens with the funds after your customer made a purchase? Do you get the full-share or is there a fee to be paid, second question, who pays these fees, your customer or the store itself? To answer all these questions and come up with a solution, we’ll zoom in on NOWPayments and explain how we manage to remain free of any additional fees.

First Off, What Is NOWPayments Exactly?

Simply put? A way of accepting cryptocurrency payments. Nothing more than that. We have created an incredibly easy way of accepting cryptocurrencies in your (online) store with the help of NOWPayments. It allows you to accept a wide variety of cryptocurrencies that ranges further than just Bitcoin and Ethereum. The processing is handled by NOWPayments, besides that, the funds never end up in our wallets. We do not have access to any of the wallet the merchant has selected, nor will we ever be able to do so. This means we’re 100% non-custodial, making sure that what’s yours, is really yours. To top all of this off, we do not charge any fees for payment services. We believe in bringing the ease of using cryptocurrencies and accepting it as a form of payment should be possible to anyone. We do not want to charge anyone for supporting this cause, so we found a different solution to this. Let us explain how. 

What Happens After a Purchase Is Made?

Let’s assume you have decided to start accepting cryptocurrency payments, you installed NOWPayments on your online store and you have decided which currency you would like to accept. You are good to go. Your customer arrives at the check-out phase of your store and sees the possibility to pay using cryptocurrencies. They decided to use Litecoin as a form of payment, yet you only accept Bitcoin payments yourself. At this moment, our customer can simply finalize the payment using Litecoin, while the NOWPayments back-end does the rest of the work. With the help of the ChangeNOW instant crypto swaps, these Litecoins will be exchanged for Bitcoin on our partnered exchanges;


As one of the most dominant exchanges in the industry, Binance is also leading with trading volume and liquidity. With an incredible range of products offered on the exchange, all coins offered as a form of payment within the NOWPayments solution, are listed on the Binance exchange. Binance has a strong reputation of being trustworthy, efficient and in our case, have reliable and efficient APIs to connect with.


Serving as one of the prominent top-tier exchanges out there, Bitfinex has been around for several years now. After successfully introducing their version of a stablecoin, Tether, also known as USDT, Bitfinex has definitely made a name for itself and their exchange. As one of the major exchanges, it also means that there’s a great variety of projects listed on this exchange, together with a good amount of liquidity and trading volume. Where Binance focused more on attracting masses of new users, Bitfinex remained solely accessible to traders with big portfolio’s for years, after opening up only recently to anyone. 


One of the longest-lasting exchanges alongside Bitfinex is Huobi. It serves a great portion of the Asian markets with offices in all major cities in Asia. With being one of the biggest exchanges out there, comes great liquidity and volume. Huobi strives to serve its clients in the best way possible, which can be noticed from their great service surrounding their APIs and other services. 

With these three top-tier exchanges, NOWPayments has the possibility of handling each and every payment request at any moment. As we all know, the cryptocurrency market never closes, allowing purchases and transfers to occur momentarily. Whenever a purchase is made at the store of a merchant, the NOWPayments mechanism connects to one of these exchanges to transfer the currency that’s used to pay into the desired currency. In the case above, the Litecoin is exchanged for Bitcoin. NOWPayments has provided the following example explaining the mechanism;

“NOWPayments is a completely zero-fee service. However, other fees (such as network or exchange fees) might be applied.

Let’s say your customer would like to make a $20 purchase. They would like to pay you in ETH, while you’re accepting your funds into a BTC wallet. The ETH to USD rate is $171 per 1 ETH. Therefore, the customer would pay 0.11695906 ETH, while you would get 0.0031984 BTC with all the exchange and processing fees, as well as a network fee for the instant fund transfer to your wallet, already subtracted.” 

All the rates are as of 04/11/2019. The rates as of now may drastically differ.

So How Does NOWPayments Make Money?

Of course, the company behind NOWPayments has to generate any form of income in order to remain sustainable as a company, increase the current products and create new solutions to strive for decentralization all around. The way this happens is during this process of transferring one fund to the exchange in question and exchanging it for the other currency, NOWPayments takes a small piece of the pie during these trading spreads. This method allows the merchant to have minimal differences between the amount paid by the buyer in the store, and the actual amount the merchant receives in his/her wallet. The only fees that are extracted from the price paid during the purchase in the store are the network fees and exchange fees, the NOWPayments piece of the pie is paid by covering the trading spread in an efficient manner to cover our costs and stay away from additional fees. 

We hope that the system behind NOWPayments is a bit more clear now our reasoning behind not asking for any additional funds is clarified. We are always looking for ways to improve our current system, are always open for feedback and can’t wait to get in touch! Do not hesitate to reach out at [email protected], we are more than happy to speak to you!

New Coin Added: Welcome Dash!

New Coin Added: Welcome Dash!

What is Dash?

Dash is digital cash designed to offer financial freedom to everyone. Dash allows millions of individuals across the globe to carry out instantly re-spendable and secure transactions, with near-zero fees. Built to support real-life use cases, Dash is the leading decentralized payment solution: it is accepted at over 4,900 merchants globally, accessible via 700+ ATMs and 90+ exchanges worldwide. As in the case with many currencies, the main purpose of launching Dash was to improve existing solutions and solve problems that the previous currencies could not solve. Dash is decentralized, which means the absence of a central issuer and the equality of network participants.

Decentralization in DASH does not end with simple equality of the participants. Each member of the network can contribute development ideas or vote for other initiatives. The idea of ​​Decentralized Governance is fully realized. NOWPayments is fully supporting the idea behind the Dash creation and extremely excited to partner with a company of such amazing believes. 

NOWPayments is an innovative crypto payment gateway service that aims to solve the existing issues in the industry: lack of supported currencies, speed, big fees. 

Apart from that, NOWPayments have the following advantages:

  • The instant auto conversion of your funds: no risk of losing funds to market price fluctuations!
  • The widest among the competitors list of supported coins.
  • An easy to deploy API with an in-depth manual.
  • Custody-free service with no hidden fees
  • Support agents are available 27/7

How to accept donations using NOWPayments Donation Button: a tutorial

How to accept donations using NOWPayments Donation Button: a tutorial

If you want to accept donations in the easiest way, NOWPayments can help you!

Getting donations in cryptocurrency is a perfect solution, because it’s:

  •  safe: no centralized organizations can block your account; 
  •  fast: it depends on the speed of creation of new blocks, but much faster than usual payments (for example, average Ethereum transaction time is between 15 seconds and 5 minutes);
  •  convenient: the cost of the transaction depends on the speed of it; so you can choose the most appropriate way for you!

If you are interested in implementing our donation button check out this easy step-by-step tutorial: 

  •  Sign up for a NowPayments account. You can do this via this link.
  •  Specify the cryptocurrency and the crypto wallet.
  •  Generate an API Key.
  •  Replace it using the link (*your_api_key*).
  • Place a link on your website or blog!

NOWPayments is the best choice to install the donation button, because:

  •  it is easy: you can do it in 4 simple steps;
  •  minimum info is needed: you login using only the e-mail address and the name of the company (which can be changed); 
  •  it is convenient: we provide full technical support during the integration stage!

Hit us up at [email protected] if you have any questions, and follow us on social media: 

What is NOWPayments?

What Is NOWPayments and How Does It Work?

Are you convinced that our financial future will be more diversified than the current focus surrounding FIAT-Currencies? Have you dipped your toes into the cryptocurrency waters or are you all in convinced this technology will revolutionize the way we see finance these days? Then you should seriously be considering accepting payments for your webshop, platform or service with cryptocurrencies. As there are several solutions on how to integrate this into your store, there’s a ton of examples to take lessons from and learn. Today we’ll be focusing on NOWPayments, the non-custodial, zero-fee solution to accepting cryptocurrency payments

What is NOWPayments?

Simply put, it is a way of accepting cryptocurrency on your website. With an easy to integrate system the NOWPayments API allows you to start accepting cryptocurrency as a form of payment on your website. The integration works with an easy native integration or a neat widget that’s as easy to use as the Internet you’re using on a daily basis. That being said, let’s zoom in a little more to see the several services that distinguish NOWPayments from their competitors. 

Range of different Cryptocurrencies accepted

The most known currencies in the crypto-environment are Bitcoin, Ethereum and Litecoin. These are the biggest ones, the most trusted and those that most people that own cryptocurrencies will be holding. Thus it’s smart to accept these currencies as part of your payment options in your online store. If you are more convinced that other currencies, the so-called ‘alts’, are more future-proof and you would rather start stacking up on a precious alt, then NOWPayments has got you covered. A total of 27 cryptocurrencies are offered as a  form of payment, ranging from the biggest currencies to smaller cap alts and even stablecoin. If you want to enjoy the ease of cryptocurrencies but you don’t want to risk your coin losing its value, then a stablecoin would be the solution. A full list of the accepted coins can be found here.

Auto Coin Conversion

As the merchant that’s convinced about the benefits of holding cryptocurrencies, you have the ability to pick your favorite. This would mean that you still allow your store to accept the several payment options in the 27 different currencies, yet in fact, you only accept one single one. Let’s say you’re a bitcoin maximalist and you only want to stack up on some satoshis, then the auto-coin conversion will be the right option for you. The moment a payment is made, the paid token will be transferred directly on a partner-exchange, ChangeNOW, into the desired currency. That could range from Bitcoin swapping for BNB, to GroestlCoin for Ripple. It’s all up to your preferences and wishes. 

Non-Custodial service

‘Not your keys, not your coins’ are words to live by in the cryptocurrency industry. Whether you have your coins stored on an exchange or a custodial party, if these people own your private keys, it means that eventually, they are the ones that own your currencies. That means that they could run off any minute with your beloved holdings. Doesn’t sound too good, does it? With the integrated non-custodial system that NOWPayments is using, the accepted payments are directly sent to a wallet that you own. The benefits here lay in the fact that we have never touched the coins that you accept, nor could we even if we wanted to. You own every single piece of the pie that gets accepted in your store, after the conversion rate or network fees. The fact that it’s a non-custodial system also means that it’s completely compliant with all legal parties across the globe. NOWPayments does not own anything, it’s simply a service that’s being offered as an addition to your already accepted payment services. We believe that your coins should be held behind your keys. Make sure you always live by these words and find a secure and easy way to store your keys so only you can access them. 

What does this service cost me?

The beauty of all this is that NowPayments is a zero-fee service. We do not charge anything for using our service. The only costs that would be present are the network costs for simply doing the transactions from one wallet to another. These costs are reliant on the load of the network and the state of the accepted coins. As the conversion to your desired currency is nearly instant, the fluctuation of the prices are neglectable and do not affect the amount you eventually end up receiving in your wallet.

How do I get started?

A payment solution should be as simple as it can be. Whenever your customer is at the point of doing the payment, nothing should stop him or her from actually making the purchase. As most customers are currently accustomed to performing a payment using a credit, or debit card, there’s nothing much to explain. Cryptocurrency payments can be a tiny bit more difficult. Although taking in the fact that a person is willing to pay in cryptocurrency, it would mean that the person has the knowledge of performing the purchase. Still, we focused on creating the most robust and easy to use system for both the merchant and the customer in order for these purchases to be as comfortable as possible. The customer simply picks the desired form of payment, receives a transaction address and is asked to perform the payment. This system is as easy as it gets on the customer side, so we tried to do the same for the merchant side of integration. 

Whenever you as a merchant, want to start accepting cryptocurrency payments, the NowPayments API, that’s ready to use, is accessible whenever you need it. For those not as experienced working with code, or not used to API’s in that manner, there’s the option to perform the implementation with the help of a ready to use plug-in connected to WooCommerce and WHMCS that’s coming soon. We created a donation button and widget that are a few mouse clicks away of ending up on your website, to create the most comfortable experience for both parties. 

Ready to start accepting cryptocurrency? Reach out to us today!

ONT is live on NOWPayments!

ONT is live on NOWPayments!

What is Ontology?

Ontology provides development tools and supports multiple programming languages for decentralised application development. Ontology’s blockchain framework supports public blockchain systems and is able to customise public blockchains for applications. Ontology also supports collaboration among chain networks with protocol groups. 

With high-performance features like VBFT and sharding, Ontology is ready to power applications for millions of blockchain users in the world. ONT is a native token to a project that can be used by business organisations willing to incorporate blockchain technology into their work.

ONT is an extremely convenient coin to receive payments in. Its algorithms, speed and adoption played the major part in our decision to support the coin as soon as possible. NOWPayments is excited to greet ONT among the coins that we support for merchant wallets! 

NowPayments is a gateway for crypto payments that supports all of the major currencies. Every week we integrate new currencies, i.e. new options to implement crypto on your service. Our API is designed to guarantee a quick deploy on your website or service and ensure instant funds withdrawal. 

Other NOWPayments advantages include:

  • Instant auto conversion of funds.
  • The widest among competitors range of coins — with the support of ChangeNOW.
  • Transparent and hassle-free API. 
  • Convenient dashboard and store settings. 
  • Custody-free service with no hidden fees. 
  • Reliable 24/7 support. 
  • Quickstart on this page!
Non-custodial wallets: pros and cons

Non-custodial wallets: pros and cons

What is the first thing you need to think about once you’ve made up your mind, decided to join the blockchain scene and to trade some of your savings for cryptocurrency? You have to figure out where you’re going to store your crypto funds. It’s been ten years since Bitcoin, the first crypto was launched, and hundreds of virtual wallet cryptocurrency services have appeared over this time. 

These wallets, or crypto payment gateways, can be divided into two large groups: custodial and non-custodial. Custodial wallets are closer to what newer blockchain users can be used to — internet banking. Just like your bank can take care of the problem in case you forget your password or mess up the bank details while doing a money transfer, a custodial wallet service can back you up in some similar situations — help you restore access to your money or getting your crypto payment unstuck in the blockchain.

The catch? You don’t have access to your own private keys. The custodial wallet service stores them on their servers — basically, this is the very situation where a third party can access your information. Your funds can get frozen due to KYC or AML requirements. In the worst case, such services can get hacked, and if they do, your money can get stolen.

Non-custodial wallets are, on the other hand, exactly what first comes to mind when you think about blockchain: in the decentralised system, you are the only one who can access your crypto funds. Upon getting yourself a non-custodial wallet, you’re provided with encrypted keys that are stored on your device. Normally, this is considered to be the safest way to store your cryptocurrency. In this article we’ll be talking about non-custodial crypto wallets’ advantages and disadvantages for regular cryptocurrency users and business owners, and about the best ways to use them.

Non-custodial wallets can, in turn, be divided into two smaller groups: software wallets and hardware wallets. The former are, as the name suggests, different software that can run on devices you already own: they can be websites, PC programs, smartphone apps. Out of all crypto wallets, they are the most accessible and the easiest to use. You are going to need an internet connection for them to work. Hardware wallets, on the other hand, are the devices themselves, such as USB flash drives, on which you can store your funds offline. 

Like we mentioned above, the best thing about working with custody-free services is the lack of risk that your data can get compromised or your money get stolen. You are the only person to have 100% control over your (or your company’s) funds. There are, however, many other, less obvious pros of going custody-free. You don’t have to pay any fee to the custodian, which already sounds nice enough. If you have your own business, you can swap coins and carry out transactions and crypto payments easier, without having to worry that your custodian won’t approve the transaction or will freeze your funds altogether for whatever reason.

What is more, software and hardware non-custodial wallets have their own respective advantages. The former are incredibly easy to use, don’t cost anything to download, and most of them have detailed user guides. The latter are the most secure of all wallets: since they are actual physical objects, it would be quite difficult for hackers to access them. If you’re a hardware wallet user, you need to go online only when you have to swap coins or pay in cryptos, which means your wallet is rarely online and increases your security even more.

While this all sounds appealing, it is necessary to mention that going custody-free has its disadvantages, too. Whether you’re naturally an absent-minded or forgetful person, or just don’t fully trust yourself, the idea of being the only one to be able to access your crypto funds might scare you off. Worry not: there are multiple ways to protect yourself from losing your money.

How do non-custodial crypto payment gateways work? As your crypto funds are securely stored in the wallet, you get private keys that are encrypted and stored on your device. What happens if your mobile phone or laptop gets broken or stolen? There is a way to restore your access to your funds: upon creating a wallet, the application generates a secret word combination consisting of twelve (sometimes it’s twenty-four) random words. This is your mnemonic seed you need to use to restore access to your money.

There are certain rules that apply to using the mnemonic seed. Under no circumstances should you tell it to anyone, store it on a device or even just type it on websites. If you are worried you aren’t able to memorise your seed (which is a valid reason to worry: not everyone can memorise twenty-four random words), write it down on a piece of paper (make at least two copies) and store it securely. Better safe than sorry! This way you won’t lose access to your funds even in case of an emergency.

As well as pros, software and hardware wallets have their respective cons, too. Even though software wallets provide a significantly higher level of security than custodial wallets, the user can still suffer from fraud: many popular smartphone apps have fake copies on app stores, which are strongly not recommended to use. It is a good idea to look up the apps on the official sites of crypto wallets, which normally have links to AppStore and GooglePlay. As for hardware wallets, you need to be careful so they don’t get infected with malware. Moreover, you will probably want to make sure you are buying a brand new device nobody has tampered with: otherwise, the money you store it isn’t safe, and neither are your crypto payments.

At the end of the day, even though using non-custodial wallets has its disadvantages, they can be successfully dealt with. Read up on possible problem solutions, make sure you don’t lose your mnemonic seed, don’t post it online or download suspicious wallets — and you’re good to go. We wish you nothing but good luck in your further blockchain journey.

Hit the GAS on NOWPayments: New Coin Added!

Hit the GAS on NOWPayments: New Coin Added!

What is NeoGas (GAS)?

NeoGas (GAS) is an auxiliary coin of the NEO cryptocurrency. GAS is one of two tokens that are used on the NEO platform. They are used as payment for recording in the NEO Blockchain and additional NEO Blockchain services.

GAS is a cryptocurrency that is distributed by conducting NEO in your wallet. When a NEO Block is created, the GAS is distributed to all NEO holders. As we have recently added NEO coin to the list of the supported coins, NOWPayments is excited to have GAS as well!

NOWPayments is an innovative crypto payment gateway. It supports all of the major currencies and constantly working on bringing in the new coins. Great service comes with diversity, after all. That, and ease of use. NOWPayments rigorously tested its services to ensure quick API deploy and instant funds withdrawal.

Apart from that, NOWPayment’s advantages include:

  • The instant auto conversion powered by ChangeNOW. Save your funds from price fluctuations!
  • The widest among competitors arrange of coins.
  • A simple, transparent and hassle-free API.
  • Convenient dashboard and store settings: no specific knowledge required to use.
  • Custody-free service with no hidden fees.
  • Last but not least, 24/7 support.
Have NEO on NOWPayments: New Coin Added!

Have NEO on NOWPayments: New Coin Added!

What is NEO?

NEO is a platform through which users can issue and trade digital assets. NEO appeared as a result of rebranding Antshares. NEO tokens the evidence of ownership of the asset, not the asset itself, which avoids legal restrictions associated with the transfer of shares, shares or assets. The NEO token represents a stake in the NEO platform and allows its holders to vote on changes to the NEO blockchain.

The NEO project was conceived as a smart economy built on a blockchain, with the ability to digitally identify and automate business processes. In reality, Neo should become a kind of “bridge” between the real and virtual economies, which operates on the basis of smart contracts. All of the above makes NEO one of the most convenient currencies to pay with online. NOWPayments is excited to have it!

NOWPayments is an innovative crypto payment gateway. It supports all of the major currencies and constantly working on bringing in the new coins. Great service comes with diversity, after all. That, and ease of use. NOWPayments rigorously tested its services to ensure quick API deploy and instant funds withdrawal.

Apart from that, NOWPayment’s advantages include:

  • The instant auto conversion powered by ChangeNOW. Save your funds from price fluctuations!
  • The widest among competitors arrange of coins.
  • A simple, transparent and hassle-free API.
  • Convenient dashboard and store settings: no specific knowledge required to use.
  • Custody-free service with no hidden fees.
    Last but not least, 24/7 support.
Waves is available on NOWPayments!

Waves is available on NOWPayments!

What is Waves?

Waves is a blockchain platform that allows users to create, transfer and exchange tokens and assets using the blockchain, avoiding volatility. Waves was designed to provide easy asset issuance, decentralised crowdfunding, community regulation, and encrypted messaging.

Waves can be described as an open blockchain platform that takes Bitcoin functionality and extends it beyond the simple transfer of values. The idea here is not to replace Bitcoin, but to create a platform on which cryptocurrencies, fiat currencies and all types of real-world assets can be issued, transferred and exchanged in a completely decentralised way. The Waves platform also provides a crowdfunding solution with a lightweight wallet client. NOWPayments welcomes Waves among the listed coins — both our platforms will benefit from this partnership!

NowPayments is a new-generation gateway for crypto payments. It supports most of the popular cryptocurrencies providing access to worldwide payments of any purpose. Accepting payments and donations with crypto has never been this easy!

Other NOWPayments’ advantages include:

  • The instant auto conversion which saves your revenue from price fluctuations.
  • The widest range of coins among the competitors — thanks to the ChangeNOW swap service.
  • Hassle-free API.
  • Clear dashboard and store settings.
  • Custody-free service with no hidden fees.
  • 24/7 support.
  • Quickstart on this page!